Salary and pension payments
Ask whether wages or a pension can keep arriving after you move, in which currency, and whether the payer and the bank both accept the arrangement.
Banking & Payments
Expat banking
Understand how everyday banking can change when you live outside your home country — from account eligibility and proof of address to payments, credit, tax residency and keeping existing accounts.
Your banking needs may remain familiar after a move, but the banks willing to serve you, the products available and the information they require can change.
Expat banking is about whether the accounts you already use, and the ones you still need, will work from the country you now live in.
Many people keep one account where they live and another where they used to live. Both banks need an accurate address and an accurate picture of tax residence. An overdraft or a savings product may not survive the move.
The basics
What expat banking means
It is ordinary banking carried on after residence has changed. The current account, the card, the salary payment and the direct debit can each be affected, and not always in the same way.
- Where you can still hold an account
- Which products remain open
- How you prove who you are and where you live
- How you pay local bills
- Whether borrowing still exists
- What you tell the bank about tax residence
Continuity
Keeping your home-country bank account
Banks do not all treat non-residents the same way. Ask the bank that actually holds the account.
01
Continue serving customers who no longer live in the home country
02
Restrict new products, or new money, after a change of residence
03
Remove access to an overdraft, a credit card or a particular savings account
04
Ask for an updated address and a fresh statement of tax residence
05
Close an account if the country of residence is no longer one they support
A new account
Opening an account after moving abroad
A destination bank will usually want to understand who you are, where you live, and where the money comes from. The list below is typical. It is not a form for any named bank.
- A local address, and whether a temporary one is accepted
- Residence status, including a visa or permit where one is required
- A tax identification number
- Employment, a pension, or another explanation of income
- Where the money to be deposited came from
- Passport and other identification
- A local phone number, where the bank asks for one
Who is accepted
Residency and account eligibility
Eligibility is a decision by the bank. It can turn on several facts at once.
Country of residence
The place you live can decide whether a bank may open, or keep, the account.
Nationality
Some banks apply extra checks, or decline, particular nationalities. Ask, rather than assume.
Immigration status
A visitor, a new resident and a long-term resident can be treated differently.
Tax residence
Where you are tax resident is a question the bank may ask separately from where you sleep.
Account type
A current account, a savings account and a credit facility can have different rules.
Bank policy
Two banks in the same city can give different answers. Policy is the bank’s, and it can change.
Documents
Proof of address and identification
Banks identify the customer and, usually, the address. A passport may not be enough on its own. A hotel bill, a friend’s address or a document in another name is often refused.
Ask which documents are accepted for your situation, how recent they must be, and whether they must show the country you now live in. If you are between addresses, ask what is accepted during that gap.
A separate question
Tax residency and self-certification
Banks may ask clients to declare where they are tax resident and provide tax-identification information. This is separate from receiving tax advice.
The form is about the bank’s own reporting duties. It does not tell you where you are tax resident, and it does not replace a conversation with a qualified adviser if that question is unclear.
Day to day
Current accounts and savings
A current account pays for ordinary life. A savings account may have extra residence rules, notice periods or limits on who can hold it. Ask about each product, not only the account you log in to.
Direct debits and recurring payments
Rent, insurance, utilities and subscriptions may fail if the account closes or if the local biller cannot collect from a foreign account. List them before you move.
Spending
Debit cards and payments abroad
International card fees
A card can charge a fee, a margin on the rate, or both, when you pay abroad.
ATM charges
Your bank, the cash-machine operator, or both, may charge for a withdrawal.
Merchant conversion
A shop or website may offer to charge you in your home currency. That rate is the merchant’s.
Dynamic currency conversion
Paying in a familiar currency at the till can hide a poor rate. You can usually ask to be charged in the local currency instead.
Card acceptance
A card that works at home may be declined by a local payment system, or by a particular merchant.
Local payment systems
Rent, utilities and some shops may expect a local transfer or a local direct debit.
Borrowing
Credit cards and borrowing
A move can change what a lender is willing to offer. This page does not set approval criteria, and it does not say that existing credit will continue.
- A credit history built in one country may not be visible in another
- A mortgage decision can depend on local income, residence and the property
- An overdraft can be withdrawn, or refused, after a move
- A personal loan may require local employment or a local address
- A credit card can be closed even when the current account stays open
Mortgages for a home abroad are a separate comparison. The questions start at the lender, the property and your residence.
Expat mortgagesMore than one country
Multi-country banking
Holding an account where you live and another where you have ties is common. Each relationship has its own eligibility, its own cards and its own reporting questions.
Joint accounts and family banking
A joint account follows the bank’s rules for every holder. If one person moves, ask whether the account can stay open, who can still use it, and whether a new card or a new mandate is required.
Digital banks and traditional banks
A branch network and an app-only bank can both refuse a country. The useful difference is which entity holds the account, which products exist, and whether the service continues after the next move. Neither model is automatically the better one.
Relocation
Banking while relocating
The awkward period is often the overlap: bills in one country, a new address in another, and a bank that has not yet decided.
Before you travel
- Tell your current banks you are moving, and ask what they will still offer
- List salary, pension, direct debits and cards that depend on each account
- Ask which documents a destination bank will want
- Keep enough access to pay bills during the overlap
- Separate day-to-day banking from any investment or borrowing decision
After you arrive
- Update addresses and tax-residence details with every bank you still use
- Check which cards, overdrafts and savings accounts are still open
- Set up the local payments your rent and utilities expect
- Confirm how salary or pension payments will arrive
- Keep the closure or restriction letters, in case a later bank asks
If support ends
What happens when your bank no longer supports your country
You may be given a date, a restriction on new payments, and instructions for moving the balance. Ask where the money can be sent, which cards stop, and whether a direct debit will be rejected before that date. A later bank may ask for the closure letter.
Due diligence
Questions to ask a bank
01Can I keep this account after becoming non-resident?
Ask the bank that holds it, for your destination. Some continue the account. Some restrict it. Some close it.
02Which countries do you support?
Ask for a current list, and ask what happens if you later move to a country that is not on it.
03Can I open new products?
A bank that keeps an existing account may still refuse a new savings account, a new card or a new loan.
04Can I maintain savings accounts?
Some savings products are limited to residents. Ask before you rely on the rate or the access.
05Can I keep my credit card?
Treat the card as a separate product. It can be withdrawn even if the current account remains.
06Can I keep my overdraft?
An overdraft is borrowing. It can be reduced or removed when your residence changes. Do not assume it travels with you.
07What foreign transaction fees apply?
Ask for the card fee and for any margin in the exchange rate. This page does not publish figures.
08What ATM charges apply?
Ask what your bank charges, and whether the cash machine can add a further charge.
09Can salary or pension income continue to be paid here?
Ask whether the account can keep receiving those payments after you move, and in which currency.
10Which currencies can the account hold?
A current account in one currency is not the same as an account that holds several. Ask which balances are actually available.
11What tax-residency information do you require?
Banks commonly ask where you are tax resident and for a tax identification number. That request is not tax advice.
12Can I change my address to another country?
Ask whether a foreign address is accepted on this account, and which documents prove it.
13What happens if I move again?
A second move can restart the eligibility question. Ask before you rely on the account through another relocation.
14Can my spouse or family join the account?
Joint accounts and additional cardholders have their own checks. Residence of each person can matter.
15What happens if you stop supporting my country?
Ask how much notice you would get, whether money can be transferred out, and which products would close.
Watch for
Common warning signs
- A promise that every bank will keep a non-resident account
- Pressure to move salary or savings before the destination bank has accepted you
- Silence on tax-residency questions
- A credit card or overdraft described as guaranteed to continue
- Fees described only as “free” without the exchange rate
- No clear answer on what happens if you move again
A warning sign is a reason to ask a further question. It does not, by itself, make an account unsuitable.
Timing
Before you move, and after you arrive
The lists in the relocation section are the practical order. Use them with the bank’s own answers, not instead of those answers.
Situations
Common expat banking scenarios
These are situations in which the questions come up. They are not recommendations.
01
An employee posted abroad
The home account may still receive pay for a while. Ask whether that continues, and when a local account becomes the practical one.
02
A retiree keeping a home-country account
Pension payments, a card and a familiar direct debit can all depend on a bank that still accepts the new address.
03
A family with accounts in two countries
Each person may have a different residence. Joint accounts and who can give instructions are part of the same question.
04
A letter saying the country is no longer supported
Ask the deadline, where the balance can be sent, and which products close. Do not ignore the letter.
05
A new arrival opening a local account
Address, visa, tax number and source of funds are the usual starting documents. A refusal from one bank is not a refusal from every bank.
06
One partner moves first
The person who stays, and the person who leaves, can be treated as different customers on a joint account.
Professional support
When specialist help may be useful
- A bank has set a deadline to close an account you still rely on
- Salary, a pension or a property payment has to move during the relocation
- Credit you already use may be withdrawn
- Tax residence is unclear and a bank is asking you to certify it
- Accounts, cards and borrowing sit in more than one country
Compare expat banking providers
Banking for people living across borders
Compare international banks, offshore banks, digital banks and cross-border payment accounts that may be relevant when you live, work or spend money outside your home country.
Provider eligibility, account type, currencies, cards, customer protections and service continuity can depend on your residence and the legal entity serving you.
Moving country can change your banking relationship
An account that works well in one country may have different features, restrictions or legal terms after you move. Before relocating, confirm whether the provider will continue serving you, whether the legal entity changes, and whether cards, transfers, savings and investment-linked services remain available.
Not every expat banking provider is a bank
A payment account may be useful for cross-border spending and currency management without being a traditional bank deposit. Compare legal status and customer-money protection before comparing convenience.
What to compare
The right account is the one that still works after the move
01
Eligibility
Can you open the account where you currently live?
02
Account continuity
Can you keep it if you move again?
03
Legal status
Is it a bank account, a digital bank or a payment account?
04
Salary and income
Can you receive salary, pension or other regular payments?
05
Currencies
Which currencies can you hold, receive and spend?
06
Payments
Can you make local and international transfers?
07
Cards
Can you use the card abroad? Check the tariff for any conversion charge.
08
Protection
Which deposit-protection or safeguarding framework applies?
Filter expat banking providers
9 providers listed for comparison.
A region mark means the reviewed material names that footprint. It does not mean every resident there can open the account. DBS and OCBC are Singapore banks, so they sit outside the international-bank and offshore-bank filters.
DBS
Regional expat bank
A Singapore bank account with multi-currency features, for residents, relocators and regional clients.
- Legal status
- Bank
- Best aligned with
- People moving to or living in Singapore. This is not described as a universal offshore account.
- Availability
- Singapore residents / relocators
- Account model
- Regional multi-currency bank account
- Salary / income
- Not publicly stated. Confirm with the provider.
- Currencies
- SGD plus 12 foreign currencies. That is 13 in total on My Account and Multiplier.
- International transfers
- Foreign-currency spending, remittance, a card, overseas transfer and digital banking.
- Card access
- A card is described.
- Local account details
- Not publicly stated beyond the Singapore account itself.
- Savings / cash management
- My Account, Multiplier and Treasures are deposit accounts. Premium segments vary.
- If you move again
- The proposition is Singapore-focused. A move away from Singapore can change what stays open. Confirm before you move again.
Minimum / eligibility
My Account can have no initial deposit and no account fees. Premium segments vary.
Protection / safeguarding
Singapore-regulated bank. Foreign-currency deposits have distinct protection considerations.
Customer-money protection depends on the legal entity, account type and jurisdiction.
HSBC Expat
International bank
A Jersey-booked international bank account for customers in eligible countries, with a core balance in GBP, EUR or USD.
- Legal status
- Bank
- Best aligned with
- Expats and globally mobile customers.
- Availability
- Eligible countries only
- Account model
- International current account
- Salary / income
- Not publicly stated. Confirm with the provider.
- Currencies
- Core account in GBP, EUR or USD. Global Money and savings are described in more currencies.
- International transfers
- Global transfers, FX services, a debit card and international transactions.
- Card access
- A debit card is described.
- Local account details
- The Jersey account is separate from local accounts. The reviewed material says HSBC Expat can help open local accounts in 30+ markets.
- Savings / cash management
- Savings are described alongside Global Money, in more currencies than the core account.
- If you move again
- Built for internationally mobile customers on an eligible-country model. Confirm whether the account can continue if you move again.
Minimum / eligibility
Typical eligibility includes £75,000 in investments or savings, or a qualifying Premier route. Residence eligibility applies.
Protection / safeguarding
The account is described as held with HSBC Bank plc, Jersey branch. Cross-border availability depends on where the client lives. Deposit protection depends on that entity and the rules that apply to it.
Customer-money protection depends on the legal entity, account type and jurisdiction.
NatWest International
Offshore bank
Jersey-booked international accounts for non-UK residents in eligible countries.
- Legal status
- Bank
- Best aligned with
- Qualifying expats and non-residents.
- Availability
- Eligible countries only
- Account model
- Offshore current account
- Salary / income
- Not publicly stated. Confirm with the provider.
- Currencies
- International Select in GBP. Cash Management supports multiple currencies, and fixed deposits in GBP, USD and EUR.
- International transfers
- International transfers, a card, digital banking and FX.
- Card access
- A card is described.
- Local account details
- Not publicly stated. The reviewed material describes Jersey-booked accounts.
- Savings / cash management
- Cash Management is described, with fixed deposits in GBP, USD and EUR.
- If you move again
- Eligible-country restrictions apply. Confirm the account before you change residence.
Minimum / eligibility
£25,000 minimum relationship balance. International Select has an £8 monthly fee.
Protection / safeguarding
Accounts are based in Jersey. Eligible-country restrictions apply.
Customer-money protection depends on the legal entity, account type and jurisdiction.
OCBC
Regional expat bank
A Singapore account plus a Global Savings Account, including a remote route for selected passport holders who plan to relocate.
- Legal status
- Bank
- Best aligned with
- Selected foreign nationals relocating to Singapore.
- Availability
- Selected passport holders
- Account model
- Regional multi-currency bank account
- Salary / income
- Not publicly stated. Confirm with the provider.
- Currencies
- The Global Savings Account supports up to 10 major currencies.
- International transfers
- Debit-card spending, cross-border payments, transfers and FX tools.
- Card access
- Debit-card spending is described.
- Local account details
- A local statement account is bundled for eligible remote applicants.
- Savings / cash management
- A Global Savings Account is part of the described proposition.
- If you move again
- Built around Singapore, including a pre-arrival route for selected passports. Confirm what remains if you later move again.
Minimum / eligibility
Global Savings has currency-specific initial-deposit thresholds. A local statement account is bundled for eligible remote applicants. The workbook does not give a single threshold figure.
Protection / safeguarding
Singapore-regulated bank. Foreigners need an eligible passport or pass, depending on the onboarding route.
Customer-money protection depends on the legal entity, account type and jurisdiction.
Revolut
Digital bank
A digital banking and multi-currency app. Whether the account is a bank account or an e-money account depends on the country and the entity.
- Legal status
- Account model varies by country
- Best aligned with
- Mobile users and frequent cross-border spending.
- Availability
- Confirm by residence
- Account model
- Digital current account
- Salary / income
- Not publicly stated. Confirm with the provider.
- Currencies
- Personal users can hold and exchange numerous currencies. A US help page lists 25+ supported holding currencies.
- International transfers
- Cards, bank transfers, FX, and local or international payments. The feature set varies by market.
- Card access
- Cards are part of the described feature set.
- Local account details
- Not publicly stated as one set of local details. The feature set varies by market.
- Savings / cash management
- Not publicly stated as a core savings product on the material used.
- If you move again
- The entity and the features vary by residence. Confirm what changes if you move again.
Minimum / eligibility
Free and paid plans, depending on the market.
Protection / safeguarding
The banking or e-money entity varies by country. Disclosures have to be read for the market that would serve you.
Customer-money protection depends on the legal entity, account type and jurisdiction.
Santander International
Offshore bank
A Gold current account booked in the Channel Islands or the Isle of Man, for international customers who meet the eligibility rules.
- Legal status
- Bank
- Best aligned with
- Eligible international clients who want an offshore current account.
- Availability
- Confirm by residence
- Account model
- Offshore current account
- Salary / income
- Not publicly stated. Confirm with the provider.
- Currencies
- GBP, EUR and USD current-account options.
- International transfers
- Visa debit, standing orders, direct debits, FX and international payments.
- Card access
- A Visa debit card is described.
- Local account details
- Not publicly stated.
- Savings / cash management
- Not publicly stated as a core savings product on the material used.
- If you move again
- Residency rules are material. Confirm the account if your residence or tax residence changes.
Minimum / eligibility
International customers outside core local markets face a £75,000 minimum-balance threshold or a fee. UK-resident new business is generally £500,000.
Protection / safeguarding
International banking entity. Residency and minimum-balance rules are material to whether the account is available.
Customer-money protection depends on the legal entity, account type and jurisdiction.
Standard Bank International
Offshore bank
An international or offshore bank account. Eligibility and the account centre depend on the jurisdiction.
- Legal status
- Bank
- Best aligned with
- Internationally mobile customers using an offshore bank account.
- Availability
- Confirm by residence
- Account model
- Offshore current account
- Salary / income
- Not publicly stated. Confirm with the provider.
- Currencies
- Major currencies including GBP, USD, AUD and EUR.
- International transfers
- International payments, forex, cards and digital banking.
- Card access
- Cards are described.
- Local account details
- Not publicly stated.
- Savings / cash management
- Not publicly stated as a core savings product on the material used.
- If you move again
- Eligibility and the account centre depend on the jurisdiction. Confirm before you move again.
Minimum / eligibility
Varies by account and customer location.
Protection / safeguarding
Regulated bank. The exact entity and the protection scheme depend on the booking centre.
Customer-money protection depends on the legal entity, account type and jurisdiction.
Standard Chartered International
International bank
Market-specific international bank accounts, linked across named hubs in Asia, the Middle East, Africa and Jersey.
- Legal status
- Bank
- Best aligned with
- Globally mobile affluent clients, and people relocating.
- Availability
- Selected international markets
- Account model
- International current account
- Salary / income
- Not publicly stated. Confirm with the provider.
- Currencies
- Multi-currency accounts, with 10+ currencies on the international proposition.
- International transfers
- Free and fast international transfers are described for eligible markets. That wording is about transfers, not a universal FX price. Global Link connects accounts across countries.
- Card access
- Not publicly stated.
- Local account details
- Not publicly stated.
- Savings / cash management
- Not publicly stated as a core savings product on the material used.
- If you move again
- The published focus includes relocations. The banking entity varies by market. Confirm what continues if you move again.
Minimum / eligibility
New-customer eligibility is cited around USD 40,000–150,000 in deposits or investments, depending on the market.
Protection / safeguarding
The banking entity varies by market. Eligibility and protection are country-specific.
Customer-money protection depends on the legal entity, account type and jurisdiction.
Wise
Multi-currency payment account
A multi-currency payment account for holding, receiving and sending money. The Wise Account is not a bank account.
- Legal status
- Payment institution / EMI
- Best aligned with
- Internationally mobile users, salary and pension receiving, and cross-border spending.
- Availability
- Broad international coverage
- Account model
- Multi-currency payment account
- Salary / income
- Salary and pension receiving are part of the published use case. Confirm the payer can use the details you are given.
- Currencies
- Hold 40+ currencies. Local account details are available in multiple currencies depending on location.
- International transfers
- Send globally, with card spending. Local and SWIFT receiving depend on the currency and location.
- Card access
- Card spending is described.
- Local account details
- Available in selected currencies, depending on location.
- Savings / cash management
- Not publicly stated as a core savings product on the material used.
- If you move again
- Product availability varies by registered address. Confirm what changes if you move again.
Minimum / eligibility
No general high-balance requirement.
Protection / safeguarding
EMI / payments provider. This is not a bank account. The entity and the safeguarding regime depend on location.
Customer-money protection depends on the legal entity, account type and jurisdiction.
Different providers solve different expat banking problems
International bank
Full-service banking for internationally mobile customers.
Offshore bank
A banking relationship booked in an international financial centre, usually with eligibility requirements.
Digital bank
An app-first proposition. The regulated entity can still vary by country.
Multi-currency payment account
Useful for receiving, holding and spending in multiple currencies. It may not be a bank deposit.
Compare legal structure, eligibility and portability before convenience.
Compare expat banking providers
Compare who each provider is built for, and whether the account can travel with a move. Open a profile for salary, cards and protection.
| Provider | Type | Best aligned with | Currencies | Transfers | If you move | Minimum | View |
|---|---|---|---|---|---|---|---|
| Regional expat bank | People moving to or living in Singapore | SGD plus 12 foreign currencies | Foreign-currency spending | The proposition is Singapore-focused | My Account can have no initial | View |
| International bank | Expats and globally mobile customers. | Core account in GBP | Global transfers | Built for internationally mobile | Typical eligibility includes £75 | View |
| Offshore bank | Qualifying expats and non-residents. | International Select in GBP | International transfers | Eligible-country restrictions apply | £25,000 minimum relationship balance | View |
| Regional expat bank | Selected foreign nationals relocating to Singapore | The Global Savings Account supports | Debit-card spending | Built around Singapore | Global Savings has currency-specific | View |
| Digital bank | Mobile users and frequent cross-border spending | Personal users can hold and exchange | Cards | The entity and the features vary by residence | Free and paid plans | View |
| Offshore bank | Eligible international clients who want | GBP, EUR and USD current-account options | Visa debit | Residency rules are material | International customers outside core | View |
| Offshore bank | Internationally mobile customers using | Major currencies including GBP | International payments | Eligibility and the account centre | Varies by account and customer location | View |
| International bank | Globally mobile affluent clients | Multi-currency accounts | Free and fast international | The published focus includes relocations | New-customer eligibility is cited | View |
| Multi-currency payment account | Internationally mobile users | Hold 40+ currencies | Send globally | Product availability varies by registered address | No general high-balance requirement. | View |
| Provider | Type | Best aligned with | Currencies | If you move | View |
|---|---|---|---|---|---|
| Regional expat bank | People moving to or living in Singapore | SGD plus 12 foreign currencies | The proposition is Singapore-focused | View |
| International bank | Expats and globally mobile customers. | Core account in GBP | Built for internationally mobile | View |
| Offshore bank | Qualifying expats and non-residents. | International Select in GBP | Eligible-country restrictions apply | View |
| Regional expat bank | Selected foreign nationals relocating to Singapore | The Global Savings Account supports | Built around Singapore | View |
| Digital bank | Mobile users and frequent cross-border spending | Personal users can hold and exchange | The entity and the features vary by residence | View |
| Offshore bank | Eligible international clients who want | GBP, EUR and USD current-account options | Residency rules are material | View |
| Offshore bank | Internationally mobile customers using | Major currencies including GBP | Eligibility and the account centre | View |
| International bank | Globally mobile affluent clients | Multi-currency accounts | The published focus includes relocations | View |
| Multi-currency payment account | Internationally mobile users | Hold 40+ currencies | Product availability varies by registered address | View |
DBS
Regional expat bank
- Best aligned with
- People moving to or living in Singapore
- Currencies
- SGD plus 12 foreign currencies
- International transfers
- Foreign-currency spending
- If you move
- The proposition is Singapore-focused
- Minimum / eligibility
- My Account can have no initial
HSBC Expat
International bank
- Best aligned with
- Expats and globally mobile customers.
- Currencies
- Core account in GBP
- International transfers
- Global transfers
- If you move
- Built for internationally mobile
- Minimum / eligibility
- Typical eligibility includes £75
NatWest International
Offshore bank
- Best aligned with
- Qualifying expats and non-residents.
- Currencies
- International Select in GBP
- International transfers
- International transfers
- If you move
- Eligible-country restrictions apply
- Minimum / eligibility
- £25,000 minimum relationship balance
OCBC
Regional expat bank
- Best aligned with
- Selected foreign nationals relocating to Singapore
- Currencies
- The Global Savings Account supports
- International transfers
- Debit-card spending
- If you move
- Built around Singapore
- Minimum / eligibility
- Global Savings has currency-specific
Revolut
Digital bank
- Best aligned with
- Mobile users and frequent cross-border spending
- Currencies
- Personal users can hold and exchange
- International transfers
- Cards
- If you move
- The entity and the features vary by residence
- Minimum / eligibility
- Free and paid plans
Santander International
Offshore bank
- Best aligned with
- Eligible international clients who want
- Currencies
- GBP, EUR and USD current-account options
- International transfers
- Visa debit
- If you move
- Residency rules are material
- Minimum / eligibility
- International customers outside core
Standard Bank International
Offshore bank
- Best aligned with
- Internationally mobile customers using
- Currencies
- Major currencies including GBP
- International transfers
- International payments
- If you move
- Eligibility and the account centre
- Minimum / eligibility
- Varies by account and customer location
Standard Chartered International
International bank
- Best aligned with
- Globally mobile affluent clients
- Currencies
- Multi-currency accounts
- International transfers
- Free and fast international
- If you move
- The published focus includes relocations
- Minimum / eligibility
- New-customer eligibility is cited
Wise
Multi-currency payment account
- Best aligned with
- Internationally mobile users
- Currencies
- Hold 40+ currencies
- International transfers
- Send globally
- If you move
- Product availability varies by registered address
- Minimum / eligibility
- No general high-balance requirement.
WiT Access provides general information and comparison resources. Expat banking availability, currencies, fees, account features and customer-money protections vary by provider, legal entity and jurisdiction. Nothing on this page constitutes financial, tax or legal advice.
Payment and e-money accounts are not necessarily protected in the same way as bank deposits.
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WiT Access provides general information and comparison resources. Nothing on this page constitutes financial, tax, legal or credit advice. Banking eligibility, product availability, fees and account terms vary by provider, jurisdiction and individual circumstances.