Expat banking provider
OCBC
Regional expat bank
A Singapore account plus a Global Savings Account, including a remote route for selected passport holders who plan to relocate. Listed for comparison.
At a glance
- Provider type
- Singapore bank with foreigner / multi-currency accounts
- Legal status
- Bank
- Expat fit
- Selected foreign nationals relocating to Singapore.
- Availability
- Selected passport holders
- Account model
- Regional multi-currency bank account
- Currencies
- The Global Savings Account supports up to 10 major currencies.
- Minimum / eligibility
- Global Savings has currency-specific initial-deposit thresholds. A local statement account is bundled for eligible remote applicants. The workbook does not give a single threshold figure.
- Relocation continuity
- Built around Singapore, including a pre-arrival route for selected passports. Confirm what remains if you later move again.
- Protection / safeguarding
- Singapore-regulated bank. Foreigners need an eligible passport or pass, depending on the onboarding route.
Is this actually a bank?
International banking apps and account providers can look similar while operating under different legal models.
Legal status: Bank.
A Singapore account plus a Global Savings Account.
Described as a Singapore-regulated bank. Confirm the legal entity named on the account terms.
Who might use this account?
May be relevant to: Selected foreign nationals relocating to Singapore. That describes the published focus. It is not a view on whether this account is appropriate for you.
Can you open it where you live?
Residence can affect onboarding, product availability, account entity and card eligibility.
Singapore-focused. Remote pre-arrival onboarding is described for selected passport holders planning to relocate.
Availability: Selected passport holders. Confirm current eligibility with the provider.
Account model
A Singapore account plus a Global Savings Account.
Regional multi-currency bank account. Bank.
Receiving salary and regular income
Not publicly stated. Confirm with the provider.
Local account details: A local statement account is bundled for eligible remote applicants.
Holding money in several currencies
Being able to transfer a currency is not always the same as being able to hold that currency.
The Global Savings Account supports up to 10 major currencies.
Moving money between countries
Debit-card spending, cross-border payments, transfers and FX tools.
FX tools are described. Pricing should be taken from the current tariff.
A transfer can involve your provider, a bank in the middle, and the recipient’s bank. A live price for those charges is not shown here.
Spending while abroad
Debit-card spending is described.
Debit-card spending is described. Overseas use and any conversion charge should be checked on the tariff.
Savings and cash management
A Global Savings Account is part of the described proposition.
A current interest rate is not shown here.
What does the account cost?
The total cost can include a monthly account fee, a minimum-balance fee, transfer fees, FX conversion, intermediary bank fees, card charges and ATM charges.
The currency list, eligibility and fees are published. The workbook does not give a single fee figure. Check the current tariff.
Global Savings has currency-specific initial-deposit thresholds. A local statement account is bundled for eligible remote applicants. The workbook does not give a single threshold figure.
Check the provider’s current tariff before opening an account.
What protection applies?
Bank deposit protection and payment or e-money safeguarding are different legal frameworks.
Singapore-regulated bank. Foreigners need an eligible passport or pass, depending on the onboarding route.
Customer-money protection depends on the legal entity, account type and jurisdiction.
What happens when you move again?
Servicing may continue, the legal entity may change, some products may be limited, cards or savings may be restricted, or a new local account may be needed.
Built around Singapore, including a pre-arrival route for selected passports. Confirm what remains if you later move again.
Questions to ask
Can I open this account in my current country?
Confirm the current answer with OCBC. It depends on the legal entity, your residence and the product.
Can I keep the account if I move?
Confirm the current answer with OCBC. It depends on the legal entity, your residence and the product.
Which legal entity would serve me?
Confirm the current answer with OCBC. It depends on the legal entity, your residence and the product.
Is this a bank or a payment account?
Confirm the current answer with OCBC. It depends on the legal entity, your residence and the product.
Which customer-money protection applies?
Confirm the current answer with OCBC. It depends on the legal entity, your residence and the product.
Can salary be paid into the account?
Confirm the current answer with OCBC. It depends on the legal entity, your residence and the product.
Can I receive pension payments?
Confirm the current answer with OCBC. It depends on the legal entity, your residence and the product.
Which currencies can I hold?
Confirm the current answer with OCBC. It depends on the legal entity, your residence and the product.
Can I receive local transfers?
Confirm the current answer with OCBC. It depends on the legal entity, your residence and the product.
Can I send international transfers?
Confirm the current answer with OCBC. It depends on the legal entity, your residence and the product.
What FX costs apply?
Confirm the current answer with OCBC. It depends on the legal entity, your residence and the product.
Does the account come with a debit card?
Confirm the current answer with OCBC. It depends on the legal entity, your residence and the product.
Can I use the card internationally?
Confirm the current answer with OCBC. It depends on the legal entity, your residence and the product.
Are there minimum balance requirements?
Confirm the current answer with OCBC. It depends on the legal entity, your residence and the product.
Is there a monthly fee?
Confirm the current answer with OCBC. It depends on the legal entity, your residence and the product.
Are savings products available?
Confirm the current answer with OCBC. It depends on the legal entity, your residence and the product.
Are there restrictions for certain nationalities?
Confirm the current answer with OCBC. It depends on the legal entity, your residence and the product.
What happens if my tax residence changes?
Confirm the current answer with OCBC. It depends on the legal entity, your residence and the product.
Sources and review
Information is based on publicly available provider information reviewed by WiT Access. Account eligibility, fees, currencies and product features can change. Reviewed 6 October 2026.
Request an introduction
This form asks WiT Access to pass an enquiry about OCBC. It does not mean a formal introducer agreement is in place, and it is not a paid referral. It does not mean the provider can open an account where you live.