Tools
Practical tools for international decisions
Simple calculators, checklists and planning tools to help you organise cross-border decisions. They are illustrations and records, not advice.
Use them to prepare questions, compare scenarios and keep track of the practical details that become harder when more than one country is involved.
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Most useful tools
Start with the tool closest to the decision you are making now.
- Checklist
Move & residency
International move checklist
Work through practical tasks around a move. Your ticks stay in this browser and do not confirm that a step is legally complete.
Open tool → - Tracker
Move & residency
Residency day tracker
Record time spent in each country and view simple day totals. This is a record-keeping tool, not a legal tax-residency test.
Open tool → - Planner
Move & residency
International move cost planner
Estimate the practical cost of moving country from figures you enter.
Open tool → - Calculator
Money & FX
FX cost comparison
Compare transfer fee and FX markup using figures you enter, and see how much the recipient would receive under different quotes.
Open tool → - Checklist
Banking
Banking eligibility checker
Explore international bank account categories and providers based on where you live, where you may move, your banking needs and approximate account size. Research guidance only — not an application decision.
Open tool → - Calculator
Property
Property purchase cost estimator
Add purchase costs from figures you enter, including tax and fees you have been given.
Open tool → - Planner
Insurance
Health insurance needs builder
Set comparison priorities, then see insurers in the public data that match those features.
Open tool → - Comparison
Provider comparison
Provider shortlist builder
Filter public provider datasets and keep a research list.
Open tool →
Move & residency
Move & residency
Estimate a move, record days and compare living costs. None of these decides a visa or a tax residence.
- Planner
Move & residency
Move timeline planner
Place the dates you already have into a simple move timeline. No legal deadlines are added for you.
Open tool → - Checklist
Move & residency
Document checklist
Build a personal list of papers for a move. What a country, bank or school actually requires will differ.
Open tool → - Tracker
Move & residency
Country presence log
Log arrivals and departures across countries and see day totals. The log does not draw a tax conclusion.
Open tool → - Calculator
Move & residency
Cost of living comparison
Compare two locations using monthly costs you enter.
Open tool →
Money & FX
Money & FX
Plan transfers, compare FX costs and understand currency exposure.
- Calculator
Money & FX
Currency converter
Convert an amount with an exchange rate you type in. No live rate is connected.
Open tool → - Calculator
Money & FX
Transfer quote comparator
Line up money-transfer quotes you type in, and compare the amount each set of figures would deliver.
Open tool → - Calculator
Money & FX
FX break-even calculator
See when a lower fee is outweighed by a weaker exchange rate, using two quotes you enter.
Open tool → - Planner
Money & FX
Income currency planner
See how income and expenses sit across currencies, using rates you enter.
Open tool → - Comparison
Money & FX
Money transfer comparison
Line up transfer quotes you enter and compare total cost.
Open tool → - Planner
Money & FX
Large transfer planner
Plan a large cross-border payment in stages, with FX scenarios you define.
Open tool →
Banking
Banking
Turn a banking need into features and providers to research. Nothing here applies for an account.
- Checklist
Banking
Banking needs checklist
Turn practical questions into a list of account features to compare before you look at providers.
Open tool → - Worksheet
Banking
Account comparison worksheet
Compare up to three accounts using figures and notes you type. No providers are filled in for you.
Open tool → - Checklist
Banking
Business banking requirements checklist
Describe how the company is paid and how it pays others, before you compare business accounts.
Open tool → - Planner
Banking
International payment workflow builder
Map how customer money reaches the business and how it leaves again. No provider is suggested.
Open tool → - Comparison
Banking
International bank account wizard
Match account questions to providers in the public comparison data.
Open tool → - Checklist
Banking
Multi-currency account needs checker
Turn where you earn, hold and spend into account features to compare.
Open tool →
Property
Property
Estimate purchase costs, holding costs and mortgage affordability before committing.
- Calculator
Property
Overseas property cost planner
Add purchase and ownership costs from figures you enter. Taxes and fees are not looked up for you.
Open tool → - Calculator
Property
Mortgage currency checker
Illustrate a mortgage payment as a share of income at two exchange rates you enter.
Open tool → - Calculator
Property
Expat mortgage affordability planner
Illustrate loan-to-value, a repayment and a debt-service ratio from figures you enter.
Open tool → - Checklist
Property
Property ownership structure checklist
Prepare questions about personal, company and trust ownership before a purchase.
Open tool → - Calculator
Property
Property holding cost calculator
Add the annual cost of keeping a property, from figures you enter.
Open tool →
Tax & structuring
Tax & structuring
Prepare questions about residence, treaties and cross-border income. These tools do not calculate tax owed.
- Planner
Tax & structuring
Tax residency day planner
Plan future days in each country against thresholds you set yourself.
Open tool → - Checklist
Tax & structuring
Cross-border tax questions checklist
Prepare questions for a tax adviser from the kinds of income and countries you select.
Open tool → - Worksheet
Tax & structuring
Double-tax treaty research helper
Identify what to look for in a treaty between two countries.
Open tool →
Pensions
Pensions
Questions to take to a pension provider or adviser. Nothing here recommends a transfer.
Visas & citizenship
Visas & citizenship
Checklists and worksheets for routes you are researching. These tools do not decide eligibility.
Insurance
Insurance
Prepare comparison priorities. These tools do not assess acceptance or price a policy.
- Checklist
Insurance
International health cover checklist
Prepare the cover questions to ask before comparing policies. It does not collect a medical history.
Open tool → - Worksheet
Insurance
Insurance policy comparison worksheet
Compare up to three policies from the schedules in front of you. There is no insurer list and no score.
Open tool → - Calculator
Insurance
Life insurance needs estimator
Illustrate a protection gap from income, debts and cover you enter.
Open tool → - Checklist
Insurance
Travel insurance needs checker
Identify travel-cover features to compare for the trip you describe.
Open tool →
Provider comparison
Provider comparison
Filter public provider information. Results are matches, not recommendations.
Planning
Planning
A private checklist and record that stays in this browser.
- Checklist
Planning
Source of funds checklist
See example papers for the kind of payment you select. Banks may ask for something else.
Open tool → - Worksheet
Planning
Cross-border financial inventory
Make a private list of banks, investments, pensions, property, insurance and the people who advise you.
Open tool → - Checklist
Planning
Beneficiary review checklist
Note which nominations and documents may need a look after a move. It does not say who should inherit.
Open tool → - Checklist
Planning
Cross-border decision checklist
A master checklist for a move, a purchase, work, retirement or a business abroad.
Open tool →
Need help with a decision the tools cannot answer?
Use the tools to organise the facts, then speak to a qualified specialist where the decision needs professional judgement.