Tool
Overseas property cost planner
Enter a price, a deposit, a mortgage amount and any fees you have already been given. Blank lines are left out of the total.
Calculator
This tool is for illustration and record-keeping only. It does not constitute financial, tax, legal, immigration, insurance, mortgage or investment advice. Rules, eligibility and provider terms vary by jurisdiction and circumstances. This is not a mortgage or affordability assessment.
Purchase cash adds the deposit and the one-off costs you enter. Annual costs add service charges and property tax only. Blank fields are omitted. Nothing is looked up for a country.
How to use this
- Use amounts from quotes, a draft completion statement or your own budget.
- Type 0 only when a cost really is zero.
- Read the note that lists anything you left blank.
What this tool does
- Sums the one-off amounts you enter.
- Separates the mortgage figure you enter from cash costs.
- Adds the annual charges you enter.
What this tool does not do
- Insert a country’s tax rate.
- Say whether a lender will offer a mortgage.
Related tools
- Mortgage currency checkerIllustrate a mortgage payment as a share of income at two exchange rates you enter.
- Property purchase cost estimatorAdd purchase costs from figures you enter, including tax and fees you have been given.
- Expat mortgage affordability plannerIllustrate loan-to-value, a repayment and a debt-service ratio from figures you enter.