Tool
Mortgage currency checker
This is an illustration of currency sensitivity, not an affordability assessment. You supply income, the payment and both rates.
Calculator
This tool is for illustration and record-keeping only. It does not constitute financial, tax, legal, immigration, insurance, mortgage or investment advice. Rules, eligibility and provider terms vary by jurisdiction and circumstances. This is not a mortgage or affordability assessment.
This is an illustration of currency sensitivity, not an affordability assessment.
Income-currency units for 1 unit of the mortgage currency. Use 1 if they match.
Share of income = (mortgage payment × rate) ÷ monthly income. The second rate is yours. This page does not suggest one.
How to use this
- Enter the rate as units of income currency for 1 unit of the mortgage currency.
- Use 1 if both amounts are already in the same currency.
- Put a second rate you want to test. The tool does not suggest what that stress should be.
What this tool does
- Shows the payment as a percentage of the income you entered, at each rate.
What this tool does not do
- Decide if a loan is affordable.
- Predict an exchange rate.
- Include tax, insurance or other housing costs.
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