1
Tell us about your situation.
Residence, any move, what the account needs to do, and a rough balance band.
Tool
Banking eligibility checker
Answer a few questions about where you live, how you use your money and the kind of account you need. We’ll show account categories and providers worth researching — not an application decision.
Takes around 2 minutes.
Research tool only
This checker does not determine whether a bank or payment provider will accept you. Eligibility, account features and provider rules vary by jurisdiction and can change.
Results are research prompts based on the information you enter, not financial advice or an application decision.
Step 1 of 6, Current residence
Step 1 of 6Current residence
Where do you currently live?
Your residence often affects which provider entity can serve you and which accounts are available.
How to use this
2
Review account categories and providers worth researching.
The results are research prompts based on the information you enter.
3
Confirm current eligibility directly with each provider.
Rules, fees and the legal entity that would serve you can change.
What can affect international banking eligibility?
Country of residence
Banks decide which countries they can serve.
Nationality / tax status
Some customer types may require additional onboarding or reporting.
Account purpose
Everyday banking, investment cash, business and payment accounts have different criteria.
Balance
Some international accounts have minimum relationship requirements.
Source of funds
Providers may ask where larger deposits originate.
Business activity
Company sector and operating countries may affect business-account onboarding.
These factors do not automatically determine acceptance. Providers apply their own onboarding and compliance rules.
Bank account or payment account?
Bank
A deposit-taking institution subject to its banking and deposit-protection regime.
Digital bank
A bank delivered primarily through digital channels. The legal entity can vary by market.
Payment / e-money account
Can provide cards, transfers and multi-currency functionality without necessarily being a bank deposit.
Before you apply
- Confirm your country of residence is accepted
- Check the legal entity serving you
- Check minimum balance requirements
- Confirm the currencies you need
- Check how salary or income can be received
- Confirm account protections
- Ask what happens if you move country
- Check current fees
- Prepare normal KYC and source-of-funds documentation directly with the provider
Compare the full published profiles on the international bank accounts, expat banking, multi-currency accounts and business banking pages.
Related tools
- Banking needs checklistTurn practical questions into a list of account features to compare before you look at providers.
- Account comparison worksheetCompare up to three accounts using figures and notes you type. No providers are filled in for you.
- Business banking requirements checklistDescribe how the company is paid and how it pays others, before you compare business accounts.