Expat banking provider
Revolut
Digital bank
A digital banking and multi-currency app. Whether the account is a bank account or an e-money account depends on the country and the entity. Listed for comparison.
At a glance
- Provider type
- Digital banking / multi-currency financial app
- Legal status
- Account model varies by country
- Expat fit
- Mobile users and frequent cross-border spending.
- Availability
- Confirm by residence
- Account model
- Digital current account
- Currencies
- Personal users can hold and exchange numerous currencies. A US help page lists 25+ supported holding currencies.
- Minimum / eligibility
- Free and paid plans, depending on the market.
- Relocation continuity
- The entity and the features vary by residence. Confirm what changes if you move again.
- Protection / safeguarding
- The banking or e-money entity varies by country. Disclosures have to be read for the market that would serve you.
Is this actually a bank?
International banking apps and account providers can look similar while operating under different legal models.
Legal status: Account model varies by country.
Bank or e-money account, depending on the country and the entity.
The banking or e-money entity varies by country. Confirm which entity would serve you.
Who might use this account?
May be relevant to: Mobile users and frequent cross-border spending. That describes the published focus. It is not a view on whether this account is appropriate for you.
Can you open it where you live?
Residence can affect onboarding, product availability, account entity and card eligibility.
Multiple countries and regions. The product entity and the features vary by residence.
Availability: Confirm by residence. Confirm current eligibility with the provider.
Account model
Bank or e-money account, depending on the country and the entity.
Digital current account. Account model varies by country.
Receiving salary and regular income
Not publicly stated. Confirm with the provider.
Local account details: Not publicly stated as one set of local details. The feature set varies by market.
Holding money in several currencies
Being able to transfer a currency is not always the same as being able to hold that currency.
Personal users can hold and exchange numerous currencies. A US help page lists 25+ supported holding currencies.
Moving money between countries
Cards, bank transfers, FX, and local or international payments. The feature set varies by market.
FX is part of the described feature set. Plan and feature fees are published by market.
A transfer can involve your provider, a bank in the middle, and the recipient’s bank. A live price for those charges is not shown here.
Spending while abroad
Cards are part of the described feature set.
Cards are described. Overseas use, and any conversion charge, depend on the market and the plan.
Savings and cash management
Not publicly stated as a core savings product on the material used.
A current interest rate is not shown here.
What does the account cost?
The total cost can include a monthly account fee, a minimum-balance fee, transfer fees, FX conversion, intermediary bank fees, card charges and ATM charges.
Plan and feature fees are published by market. Check the tariff for the plan and country you would use.
Free and paid plans, depending on the market.
Check the provider’s current tariff before opening an account.
What protection applies?
Bank deposit protection and payment or e-money safeguarding are different legal frameworks.
The banking or e-money entity varies by country. Disclosures have to be read for the market that would serve you.
Customer-money protection depends on the legal entity, account type and jurisdiction.
What happens when you move again?
Servicing may continue, the legal entity may change, some products may be limited, cards or savings may be restricted, or a new local account may be needed.
The entity and the features vary by residence. Confirm what changes if you move again.
Questions to ask
Can I open this account in my current country?
Confirm the current answer with Revolut. It depends on the legal entity, your residence and the product.
Can I keep the account if I move?
Confirm the current answer with Revolut. It depends on the legal entity, your residence and the product.
Which legal entity would serve me?
Confirm the current answer with Revolut. It depends on the legal entity, your residence and the product.
Is this a bank or a payment account?
Confirm the current answer with Revolut. It depends on the legal entity, your residence and the product.
Which customer-money protection applies?
Confirm the current answer with Revolut. It depends on the legal entity, your residence and the product.
Can salary be paid into the account?
Confirm the current answer with Revolut. It depends on the legal entity, your residence and the product.
Can I receive pension payments?
Confirm the current answer with Revolut. It depends on the legal entity, your residence and the product.
Which currencies can I hold?
Confirm the current answer with Revolut. It depends on the legal entity, your residence and the product.
Can I receive local transfers?
Confirm the current answer with Revolut. It depends on the legal entity, your residence and the product.
Can I send international transfers?
Confirm the current answer with Revolut. It depends on the legal entity, your residence and the product.
What FX costs apply?
Confirm the current answer with Revolut. It depends on the legal entity, your residence and the product.
Does the account come with a debit card?
Confirm the current answer with Revolut. It depends on the legal entity, your residence and the product.
Can I use the card internationally?
Confirm the current answer with Revolut. It depends on the legal entity, your residence and the product.
Are there minimum balance requirements?
Confirm the current answer with Revolut. It depends on the legal entity, your residence and the product.
Is there a monthly fee?
Confirm the current answer with Revolut. It depends on the legal entity, your residence and the product.
Are savings products available?
Confirm the current answer with Revolut. It depends on the legal entity, your residence and the product.
Are there restrictions for certain nationalities?
Confirm the current answer with Revolut. It depends on the legal entity, your residence and the product.
What happens if my tax residence changes?
Confirm the current answer with Revolut. It depends on the legal entity, your residence and the product.
Sources and review
- Revolut
- Supported holding currencies
- Publisher programme page. WiT Access has not joined this programme.
Information is based on publicly available provider information reviewed by WiT Access. Account eligibility, fees, currencies and product features can change. Reviewed 6 October 2026.
Request an introduction
This form asks WiT Access to pass an enquiry about Revolut. It does not mean a formal introducer agreement is in place, and it is not a paid referral. It does not mean the provider can open an account where you live.