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WiT Access

Expat banking provider

Standard Chartered International

International bank

Market-specific international bank accounts, linked across named hubs in Asia, the Middle East, Africa and Jersey. Listed for comparison.

Standard Chartered logo

At a glance

Provider type
Global international / priority banking
Legal status
Bank
Expat fit
Globally mobile affluent clients, and people relocating.
Availability
Selected international markets
Account model
International current account
Currencies
Multi-currency accounts, with 10+ currencies on the international proposition.
Minimum / eligibility
New-customer eligibility is cited around USD 40,000–150,000 in deposits or investments, depending on the market.
Relocation continuity
The published focus includes relocations. The banking entity varies by market. Confirm what continues if you move again.
Protection / safeguarding
The banking entity varies by market. Eligibility and protection are country-specific.

Is this actually a bank?

International banking apps and account providers can look similar while operating under different legal models.

Legal status: Bank.

Market-specific bank accounts linked through an international banking and Priority framework.

The banking entity varies by market. Confirm which entity would hold the account.

Who might use this account?

May be relevant to: Globally mobile affluent clients, and people relocating. That describes the published focus. It is not a view on whether this account is appropriate for you.

Can you open it where you live?

Residence can affect onboarding, product availability, account entity and card eligibility.

International banking hubs named in the reviewed material include Singapore, Hong Kong, the UAE and Jersey, plus a wider Asia, Africa and Middle East network.

Availability: Selected international markets. Confirm current eligibility with the provider.

Account model

Market-specific bank accounts linked through an international banking and Priority framework.

International current account. Bank.

Receiving salary and regular income

Not publicly stated. Confirm with the provider.

Local account details: Not publicly stated.

Holding money in several currencies

Being able to transfer a currency is not always the same as being able to hold that currency.

Multi-currency accounts, with 10+ currencies on the international proposition.

Moving money between countries

Free and fast international transfers are described for eligible markets. That wording is about transfers, not a universal FX price. Global Link connects accounts across countries.

Exact account fees and FX are market-specific. Check the tariff for the market that would serve you.

A transfer can involve your provider, a bank in the middle, and the recipient’s bank. A live price for those charges is not shown here.

Spending while abroad

Not publicly stated.

Not publicly stated. Confirm the market account.

Savings and cash management

Not publicly stated as a core savings product on the material used.

A current interest rate is not shown here.

What does the account cost?

The total cost can include a monthly account fee, a minimum-balance fee, transfer fees, FX conversion, intermediary bank fees, card charges and ATM charges.

Proposition-level information is published. Exact account fees are market-specific. Check the current tariff.

New-customer eligibility is cited around USD 40,000–150,000 in deposits or investments, depending on the market.

Check the provider’s current tariff before opening an account.

What protection applies?

Bank deposit protection and payment or e-money safeguarding are different legal frameworks.

The banking entity varies by market. Eligibility and protection are country-specific.

Customer-money protection depends on the legal entity, account type and jurisdiction.

What happens when you move again?

Servicing may continue, the legal entity may change, some products may be limited, cards or savings may be restricted, or a new local account may be needed.

The published focus includes relocations. The banking entity varies by market. Confirm what continues if you move again.

Questions to ask

Can I open this account in my current country?

Confirm the current answer with Standard Chartered International. It depends on the legal entity, your residence and the product.

Can I keep the account if I move?

Confirm the current answer with Standard Chartered International. It depends on the legal entity, your residence and the product.

Which legal entity would serve me?

Confirm the current answer with Standard Chartered International. It depends on the legal entity, your residence and the product.

Is this a bank or a payment account?

Confirm the current answer with Standard Chartered International. It depends on the legal entity, your residence and the product.

Which customer-money protection applies?

Confirm the current answer with Standard Chartered International. It depends on the legal entity, your residence and the product.

Can salary be paid into the account?

Confirm the current answer with Standard Chartered International. It depends on the legal entity, your residence and the product.

Can I receive pension payments?

Confirm the current answer with Standard Chartered International. It depends on the legal entity, your residence and the product.

Which currencies can I hold?

Confirm the current answer with Standard Chartered International. It depends on the legal entity, your residence and the product.

Can I receive local transfers?

Confirm the current answer with Standard Chartered International. It depends on the legal entity, your residence and the product.

Can I send international transfers?

Confirm the current answer with Standard Chartered International. It depends on the legal entity, your residence and the product.

What FX costs apply?

Confirm the current answer with Standard Chartered International. It depends on the legal entity, your residence and the product.

Does the account come with a debit card?

Confirm the current answer with Standard Chartered International. It depends on the legal entity, your residence and the product.

Can I use the card internationally?

Confirm the current answer with Standard Chartered International. It depends on the legal entity, your residence and the product.

Are there minimum balance requirements?

Confirm the current answer with Standard Chartered International. It depends on the legal entity, your residence and the product.

Is there a monthly fee?

Confirm the current answer with Standard Chartered International. It depends on the legal entity, your residence and the product.

Are savings products available?

Confirm the current answer with Standard Chartered International. It depends on the legal entity, your residence and the product.

Are there restrictions for certain nationalities?

Confirm the current answer with Standard Chartered International. It depends on the legal entity, your residence and the product.

What happens if my tax residence changes?

Confirm the current answer with Standard Chartered International. It depends on the legal entity, your residence and the product.

Sources and review

Information is based on publicly available provider information reviewed by WiT Access. Account eligibility, fees, currencies and product features can change. Reviewed 6 October 2026.

Request an introduction

This form asks WiT Access to pass an enquiry about Standard Chartered International. It does not mean a formal introducer agreement is in place, and it is not a paid referral. It does not mean the provider can open an account where you live.

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