Expat banking provider
NatWest International
Offshore bank
Jersey-booked international accounts for non-UK residents in eligible countries. Listed for comparison.
At a glance
- Provider type
- International / offshore bank
- Legal status
- Bank
- Expat fit
- Qualifying expats and non-residents.
- Availability
- Eligible countries only
- Account model
- Offshore current account
- Currencies
- International Select in GBP. Cash Management supports multiple currencies, and fixed deposits in GBP, USD and EUR.
- Minimum / eligibility
- £25,000 minimum relationship balance. International Select has an £8 monthly fee.
- Relocation continuity
- Eligible-country restrictions apply. Confirm the account before you change residence.
- Protection / safeguarding
- Accounts are based in Jersey. Eligible-country restrictions apply.
Is this actually a bank?
International banking apps and account providers can look similar while operating under different legal models.
Legal status: Bank.
International Select and Cash Management accounts.
Accounts are based in Jersey.
Who might use this account?
May be relevant to: Qualifying expats and non-residents. That describes the published focus. It is not a view on whether this account is appropriate for you.
Can you open it where you live?
Residence can affect onboarding, product availability, account entity and card eligibility.
Non-UK residents in eligible countries. Accounts are booked in Jersey.
Availability: Eligible countries only. Confirm current eligibility with the provider.
Account model
International Select and Cash Management accounts.
Offshore current account. Bank.
Receiving salary and regular income
Not publicly stated. Confirm with the provider.
Local account details: Not publicly stated. The reviewed material describes Jersey-booked accounts.
Holding money in several currencies
Being able to transfer a currency is not always the same as being able to hold that currency.
International Select in GBP. Cash Management supports multiple currencies, and fixed deposits in GBP, USD and EUR.
Moving money between countries
International transfers, a card, digital banking and FX.
FX is part of the described service. Check the published tariff for the conversion.
A transfer can involve your provider, a bank in the middle, and the recipient’s bank. A live price for those charges is not shown here.
Spending while abroad
A card is described.
A card is described. Overseas use and any conversion charge should be checked on the tariff.
Savings and cash management
Cash Management is described, with fixed deposits in GBP, USD and EUR.
A current interest rate is not shown here.
What does the account cost?
The total cost can include a monthly account fee, a minimum-balance fee, transfer fees, FX conversion, intermediary bank fees, card charges and ATM charges.
£25,000 minimum relationship balance. International Select has an £8 monthly fee. Check the current tariff for transfers and FX.
£25,000 minimum relationship balance. International Select has an £8 monthly fee.
Check the provider’s current tariff before opening an account.
What protection applies?
Bank deposit protection and payment or e-money safeguarding are different legal frameworks.
Accounts are based in Jersey. Eligible-country restrictions apply.
Customer-money protection depends on the legal entity, account type and jurisdiction.
What happens when you move again?
Servicing may continue, the legal entity may change, some products may be limited, cards or savings may be restricted, or a new local account may be needed.
Eligible-country restrictions apply. Confirm the account before you change residence.
Questions to ask
Can I open this account in my current country?
Confirm the current answer with NatWest International. It depends on the legal entity, your residence and the product.
Can I keep the account if I move?
Confirm the current answer with NatWest International. It depends on the legal entity, your residence and the product.
Which legal entity would serve me?
Confirm the current answer with NatWest International. It depends on the legal entity, your residence and the product.
Is this a bank or a payment account?
Confirm the current answer with NatWest International. It depends on the legal entity, your residence and the product.
Which customer-money protection applies?
Confirm the current answer with NatWest International. It depends on the legal entity, your residence and the product.
Can salary be paid into the account?
Confirm the current answer with NatWest International. It depends on the legal entity, your residence and the product.
Can I receive pension payments?
Confirm the current answer with NatWest International. It depends on the legal entity, your residence and the product.
Which currencies can I hold?
Confirm the current answer with NatWest International. It depends on the legal entity, your residence and the product.
Can I receive local transfers?
Confirm the current answer with NatWest International. It depends on the legal entity, your residence and the product.
Can I send international transfers?
Confirm the current answer with NatWest International. It depends on the legal entity, your residence and the product.
What FX costs apply?
Confirm the current answer with NatWest International. It depends on the legal entity, your residence and the product.
Does the account come with a debit card?
Confirm the current answer with NatWest International. It depends on the legal entity, your residence and the product.
Can I use the card internationally?
Confirm the current answer with NatWest International. It depends on the legal entity, your residence and the product.
Are there minimum balance requirements?
Confirm the current answer with NatWest International. It depends on the legal entity, your residence and the product.
Is there a monthly fee?
Confirm the current answer with NatWest International. It depends on the legal entity, your residence and the product.
Are savings products available?
Confirm the current answer with NatWest International. It depends on the legal entity, your residence and the product.
Are there restrictions for certain nationalities?
Confirm the current answer with NatWest International. It depends on the legal entity, your residence and the product.
What happens if my tax residence changes?
Confirm the current answer with NatWest International. It depends on the legal entity, your residence and the product.
Sources and review
Information is based on publicly available provider information reviewed by WiT Access. Account eligibility, fees, currencies and product features can change. Reviewed 6 October 2026.
Request an introduction
This form asks WiT Access to pass an enquiry about NatWest International. It does not mean a formal introducer agreement is in place, and it is not a paid referral. It does not mean the provider can open an account where you live.