SafetyWing

A direct travel-medical provider with a subscription-style nomad product. It is not presented here as comprehensive holiday insurance. The provider model affects which policies can be compared, who issues the cover and who handles servicing.

SafetyWing may be relevant to digital nomads, remote workers, long-stay travellers and internationally mobile families.

Very high. Eligibility can depend on nationality, country of residence, current location and trip destination. Global reach is not universal eligibility.

Single trip: Travel-medical period cover, rather than a conventional single-trip policy. Annual or multi-trip: Subscription and renewable-period model, rather than a classic annual multi-trip policy. An annual policy can still limit the days on each journey.

Core. This describes the category of cover. It does not state a monetary limit, and it does not say a claim will be paid.

Available, subject to the policy. Evacuation usually means transfer to appropriate treatment. Repatriation generally means a return to a home or nominated country where the policy allows. The traveller does not choose the destination unless the wording says so.

More limited than classic comprehensive travel insurance. Confirm the current product. Covered reasons are in the policy wording. This page does not list them.

Available, subject to the policy. Single-item and valuables limits, where they exist, are in the schedule. None are stated here.

Policy dependent. Hiking, skiing, diving, surfing, motorcycling, cycling, climbing and sailing are not covered merely because a product is aimed at active travellers. Check definitions, limits and safety rules.

Exceptional as a nomad and long-stay proposition. Confirm whether cover can be bought after departure, and confirm residence eligibility. Waiting periods can apply. A known incident is not covered backwards. Extension rules differ.

Policy exclusions and limitations apply. This is not a statement that a condition is covered. Wording, waivers, exclusions, stability periods and disclosure rules differ. Nothing here is cover.

Not a core use of the published product. This is travel cover for a work trip. It is not business liability or a wider commercial policy. See business insurance for that separate question.

Exceptional.

Digital-first support and assistance. Assistance is not a decision that a claim will be paid.

Public pricing and a quote flow are published. This page does not copy a premium.

• Trip length
• Destination
• Age
• Cover level
• Medical conditions
• Cancellation value
• Activities
• Deductible
• Number of travellers
• High-cost medical destinations