Travel insurance provider
International Citizens Insurance
International insurance broker and travel comparison service
A broker comparing travel and international medical cover for expats, travellers, families and organisations.
At a glance
- Provider type
- International insurance broker and travel comparison service
- Global reach
- Very high
- Primary audience
- Expats, travellers, international families, students and organisations
- Single trip
- Through panel
- Annual / multi-trip
- Through insurers
- Emergency medical
- Strong
- Evacuation
- Available
- Cancellation
- Available
- Baggage
- Available
- Adventure / sports
- Carrier dependent
- Long stay / already travelling
- Strong
- Medical conditions
- Carrier dependent
- Business travel
- Group options
- Provider model
- Broker
- Digital access
- Strong
- Claims / assistance
- Broker and insurer
- Pricing model
- Quote based
What type of travel insurance provider is this?
A licensed broker that compares insurers. International Citizens Insurance does not itself underwrite the policy. The provider model affects which policies can be compared, who issues the cover and who handles servicing.
Who it may suit
International Citizens Insurance may be relevant to expats, travellers, international families, students and organisations.
Who can use the provider?
Very high. Eligibility can depend on nationality, country of residence, current location and trip destination. Global reach is not universal eligibility.
Single-trip and annual cover
Single trip: Strong through the insurer panel. Annual or multi-trip: Available through relevant insurers. An annual policy can still limit the days on each journey.
Emergency medical cover
Strong. This describes the category of cover. It does not state a monetary limit, and it does not say a claim will be paid.
Medical evacuation and repatriation
Available across relevant products. Evacuation usually means transfer to appropriate treatment. Repatriation generally means a return to a home or nominated country where the policy allows. The traveller does not choose the destination unless the wording says so.
Cancellation and interruption
Available. Covered reasons are in the policy wording. This page does not list them.
Baggage and personal effects
Available. Single-item and valuables limits, where they exist, are in the schedule. None are stated here.
Adventure and sports cover
Carrier dependent. Hiking, skiing, diving, surfing, motorcycling, cycling, climbing and sailing are not covered merely because a product is aimed at active travellers. Check definitions, limits and safety rules.
Long-stay and already-travelling cover
Strong international and expat capabilities. Confirm already-abroad purchase with the insurer. Waiting periods can apply. A known incident is not covered backwards. Extension rules differ.
Pre-existing medical conditions
Carrier and policy dependent. This is not a statement that a condition is covered. Wording, waivers, exclusions, stability periods and disclosure rules differ. Nothing here is cover.
Business travel
Group and organisation options. This is travel cover for a work trip. It is not business liability or a wider commercial policy. See business insurance for that separate question.
Digital experience
Strong quote flow. Servicing depends on the policy.
Claims and assistance
Broker support plus insurer assistance. Assistance is not a decision that a claim will be paid.
What changes travel-insurance pricing?
Quotation based. This page does not publish a premium.
- Trip length
- Destination
- Age
- Cover level
- Medical conditions
- Cancellation value
- Activities
- Deductible
- Number of travellers
- High-cost medical destinations
Questions to ask
Ask International Citizens Insurance directly. This page does not answer these for a particular trip.
Who can buy this policy?
Ask International Citizens Insurance directly. The answer depends on residence, destination, the product and the insurer that issues it.
Which countries of residence are accepted?
Ask International Citizens Insurance directly. The answer depends on residence, destination, the product and the insurer that issues it.
Can I buy while already travelling?
Ask International Citizens Insurance directly. The answer depends on residence, destination, the product and the insurer that issues it.
What is the maximum trip length?
Ask International Citizens Insurance directly. The answer depends on residence, destination, the product and the insurer that issues it.
Is annual multi-trip cover available?
Ask International Citizens Insurance directly. The answer depends on residence, destination, the product and the insurer that issues it.
What emergency medical limit applies?
Ask International Citizens Insurance directly. The answer depends on residence, destination, the product and the insurer that issues it.
Is evacuation included?
Ask International Citizens Insurance directly. The answer depends on residence, destination, the product and the insurer that issues it.
Is repatriation included?
Ask International Citizens Insurance directly. The answer depends on residence, destination, the product and the insurer that issues it.
Is cancellation included?
Ask International Citizens Insurance directly. The answer depends on residence, destination, the product and the insurer that issues it.
Is trip interruption included?
Ask International Citizens Insurance directly. The answer depends on residence, destination, the product and the insurer that issues it.
What baggage cover applies?
Ask International Citizens Insurance directly. The answer depends on residence, destination, the product and the insurer that issues it.
What are the single-item limits?
Ask International Citizens Insurance directly. The answer depends on residence, destination, the product and the insurer that issues it.
Are my sports covered?
Ask International Citizens Insurance directly. The answer depends on residence, destination, the product and the insurer that issues it.
Do I need an activity upgrade?
Ask International Citizens Insurance directly. The answer depends on residence, destination, the product and the insurer that issues it.
How are pre-existing medical conditions treated?
Ask International Citizens Insurance directly. The answer depends on residence, destination, the product and the insurer that issues it.
Is business travel covered?
Ask International Citizens Insurance directly. The answer depends on residence, destination, the product and the insurer that issues it.
What deductible applies?
Ask International Citizens Insurance directly. The answer depends on residence, destination, the product and the insurer that issues it.
Is there 24/7 assistance?
Ask International Citizens Insurance directly. The answer depends on residence, destination, the product and the insurer that issues it.
Who handles claims?
Ask International Citizens Insurance directly. The answer depends on residence, destination, the product and the insurer that issues it.
Which insurer actually underwrites the policy?
Ask International Citizens Insurance directly. The answer depends on residence, destination, the product and the insurer that issues it.
What happens if my trip is extended?
Ask International Citizens Insurance directly. The answer depends on residence, destination, the product and the insurer that issues it.
What exclusions should I pay particular attention to?
Ask International Citizens Insurance directly. The answer depends on residence, destination, the product and the insurer that issues it.
Sources and review
Reviewed 8 October 2026.
- Service page
The provider’s published service description used for this page.
- Provider page
A further public page. It does not mean WiT Access has an agreement.
Information is based on publicly available provider information reviewed by WiT Access. Travel-insurance benefits, exclusions, trip-length rules, underwriting, premiums and eligibility can change.