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WiT Access

International insurance provider

International Citizens Insurance logo

International Citizens Insurance

International insurance broker and comparison service

Broker and comparison service for international health and travel cover, including organisation solutions.

At a glance

Provider type
International insurance broker and comparison service
Global reach
Very high
Primary audience
Expats, travelers, international families, organisations and globally mobile clients
Health
Core
Life
Not core
Travel
Core
Property / home
Not core
Business / group
Available
Multi-carrier comparison
Strong
Claims support
Broker support
Digital access
Strong
Pricing model
Personalised quote

What type of insurance provider is this?

A broker and comparison service for international health and travel cover. It is not a direct insurer. The provider model affects how many insurers can be compared, who gives advice and who ultimately issues the policy.

Who it may suit

International Citizens Insurance may be relevant to expats, travelers, international families, organisations and globally mobile clients.

Global reach

Very high. Insurance availability, the issuing entity and the policy terms can vary by country of residence. This page does not say the same product is available everywhere.

International health insurance

Core. International medical insurance comparison. Plan design is compared on the international health insurance page.

International life insurance

Not a core public proposition. Residence, beneficiaries and whether a policy can continue are discussed on the life insurance page.

Travel insurance

Core. Travel cover is for temporary trips. It is not the same contract as ongoing international health insurance. See travel insurance.

Property and home insurance

Not core. Buildings, contents and occupancy are discussed on the property insurance page. This profile does not invent a worldwide property product.

Business and group insurance

International group and organisation solutions are available. Employee, group medical and business protection have to be confirmed for the countries and the people involved. The wider reading is on business insurance.

Does the provider compare multiple insurers?

Strong. A multi-carrier broker may compare several insurers. A direct provider offers its own policies. A wider panel is not a measure of quality.

Broker

Who helps after the policy is purchased?

Broker support and international insurance expertise. Claims, renewals and policy changes may sit with the broker, the insurer, or both. This page does not say a claim will be paid.

Digital access

Strong digital quote and application.

How insurance pricing works

Pricing: Personalised quote. This page does not publish a premium.

  • Age
  • Residence
  • Coverage type
  • Policy limits
  • Deductibles
  • Underwriting
  • Destination
  • Family size
  • Occupation
  • Travel pattern

Questions to ask

Ask International Citizens Insurance directly. This page does not answer these for a particular person.

Are you a broker or insurer?

Ask International Citizens Insurance directly. The answer depends on residence, the product and the entity that issues the policy.

Which insurer actually issues my policy?

Ask International Citizens Insurance directly. The answer depends on residence, the product and the entity that issues the policy.

Which countries can you insure residents in?

Ask International Citizens Insurance directly. The answer depends on residence, the product and the entity that issues the policy.

Can I keep the policy if I move?

Ask International Citizens Insurance directly. The answer depends on residence, the product and the entity that issues the policy.

Which products do you offer directly?

Ask International Citizens Insurance directly. The answer depends on residence, the product and the entity that issues the policy.

Do you compare multiple insurers?

Ask International Citizens Insurance directly. The answer depends on residence, the product and the entity that issues the policy.

How broad is your insurer panel?

Ask International Citizens Insurance directly. The answer depends on residence, the product and the entity that issues the policy.

Do you receive commission?

Ask International Citizens Insurance directly. The answer depends on residence, the product and the entity that issues the policy.

Is there a broker fee?

Ask International Citizens Insurance directly. The answer depends on residence, the product and the entity that issues the policy.

Who handles claims?

Ask International Citizens Insurance directly. The answer depends on residence, the product and the entity that issues the policy.

Who handles renewals?

Ask International Citizens Insurance directly. The answer depends on residence, the product and the entity that issues the policy.

Is there online account access?

Ask International Citizens Insurance directly. The answer depends on residence, the product and the entity that issues the policy.

Does the policy require underwriting?

Ask International Citizens Insurance directly. The answer depends on residence, the product and the entity that issues the policy.

What exclusions should I understand?

Ask International Citizens Insurance directly. The answer depends on residence, the product and the entity that issues the policy.

Which regulator applies?

Ask International Citizens Insurance directly. The answer depends on residence, the product and the entity that issues the policy.

Which legal entity will contract with me?

Ask International Citizens Insurance directly. The answer depends on residence, the product and the entity that issues the policy.

Can you cover my family?

Ask International Citizens Insurance directly. The answer depends on residence, the product and the entity that issues the policy.

Can you cover my employees?

Ask International Citizens Insurance directly. The answer depends on residence, the product and the entity that issues the policy.

Can you coordinate more than one type of policy?

Ask International Citizens Insurance directly. The answer depends on residence, the product and the entity that issues the policy.

Sources and review

Reviewed 8 October 2026.

  • Service page

    The provider’s published service description used for this page.

  • Provider page

    A further public page from the provider. It does not mean WiT Access has an agreement.

Information is based on publicly available provider information reviewed by WiT Access. Insurance products, benefits, exclusions, prices, eligibility and geographic availability can change.