International business insurance provider
AIG Multinational / WorldRisk
Global commercial insurer
A commercial insurer for foreign property, liability and multinational programmes, distributed through brokers and agents.
At a glance
- Provider type
- Global commercial insurer
- Global reach
- Very high
- Primary audience
- Companies with foreign operations, employees, property, liability and cross-border exposures
- Property / BI
- Core
- Liability
- Core
- Professional / E&O
- Available
- D&O
- Strong
- Cyber
- Strong
- Business travel
- Strong
- Employee benefits
- Selected
- Cargo / transit / fleet
- Core
- Political risk
- Available
- K&R / crisis
- Available
- Multinational programme
- Exceptional
- Local compliance
- Strong
- Risk consulting
- Strong
- Claims support
- Strong
- Provider model
- Insurer
- Pricing
- Bespoke
What type of business-insurance provider is this?
A global commercial insurer, distributed through brokers and agents. AIG underwrites the risk. Many pages are market-specific. Understanding the provider model helps explain who designs the programme, who places the insurance and who ultimately carries the risk.
Who it may suit
AIG Multinational / WorldRisk may be relevant to Companies with foreign operations, employees, property, liability and cross-border exposures.
Where can the provider support your business?
Very high global reach for foreign commercial and multinational risks. Confirm the local AIG entity, the line and the company’s domicile. A page for one market is not a statement about every market. Global reach is not identical capability in every country.
Property and business interruption
Core. Buildings, machinery, equipment, inventory and income interruption are separate questions. Contingent interruption and natural catastrophe depend on the wording. No limit is stated here.
Liability
Core. Public and general liability, product liability and cross-border liability are not the same contract in every country. Employers’ liability, where it exists, is often local.
Professional indemnity and errors and omissions
Available through wider AIG financial lines. This can include professional negligence, a service failure or a financial-loss claim. Technology and financial lines, where described, are still policy-specific.
Directors and officers
Strong. Management liability, investigations and claims against the people who run the company sit in this line. Entity cover, where it exists, is in the wording.
Cyber insurance
Strong. Ransomware, business interruption, breach response, privacy liability and incident response are separate sections. This page does not say every cyber policy includes every one of them.
Business travel and employee protection
Strong. Selected accident, health and travel programmes. Travel accident, emergency medical and group health are different contracts. See travel insurance and international health insurance for the personal side of those questions.
Cargo, transit and fleet
Core on relevant WorldRisk lines. Marine cargo, goods in transit, logistics and commercial vehicles are separate from a buildings policy.
Political violence and crisis risks
Available as a specialist line. Available on relevant multinational products. Terrorism, civil unrest, political risk and kidnap or ransom cover are specialty lines. None of this is universal availability.
Multinational programme capability
Exceptional. A master programme, local policies, difference-in-conditions or difference-in-limits cover, central reporting and claims coordination are design questions. A master policy does not override local regulation.
Local admitted policies and compliance
Strong. Controlled-master and local programme options are described. Compulsory local policies, premium taxes, local contracts and local claims handling follow the country where the risk sits. International insurance programme design should be coordinated with legal and tax advisers where required.
Risk consulting
Strong. Property engineering, cyber assessment, supply-chain work and business continuity, where offered, are advisory. They are not a statement that a loss will be prevented or paid.
Claims advocacy and servicing
Strong global claims and portal capabilities. Claims preparation, insurer negotiation and local coordination matter when more than one policy or country is involved. Support is not a decision that a claim will be paid.
What changes international business-insurance pricing?
Bespoke. This page does not publish a premium.
- Industry
- Revenue
- Countries of operation
- Property values
- Loss history
- Cyber controls
- Employee count
- Limits
- Deductibles
- Supply chain
- Claims history
- Natural-catastrophe exposure
Questions to ask
Ask AIG Multinational / WorldRisk directly. This page does not answer these for a particular company.
Are you a broker or insurer?
Ask AIG Multinational / WorldRisk directly. The answer depends on the countries, the entities, the lines and who underwrites the risk.
Which countries can you support?
Ask AIG Multinational / WorldRisk directly. The answer depends on the countries, the entities, the lines and who underwrites the risk.
Can you arrange locally admitted policies?
Ask AIG Multinational / WorldRisk directly. The answer depends on the countries, the entities, the lines and who underwrites the risk.
Can you design a multinational programme?
Ask AIG Multinational / WorldRisk directly. The answer depends on the countries, the entities, the lines and who underwrites the risk.
Do you provide a master policy?
Ask AIG Multinational / WorldRisk directly. The answer depends on the countries, the entities, the lines and who underwrites the risk.
Can you coordinate DIC / DIL?
Ask AIG Multinational / WorldRisk directly. The answer depends on the countries, the entities, the lines and who underwrites the risk.
Do you handle property and business interruption?
Ask AIG Multinational / WorldRisk directly. The answer depends on the countries, the entities, the lines and who underwrites the risk.
Can you place global liability?
Ask AIG Multinational / WorldRisk directly. The answer depends on the countries, the entities, the lines and who underwrites the risk.
Do you cover professional indemnity?
Ask AIG Multinational / WorldRisk directly. The answer depends on the countries, the entities, the lines and who underwrites the risk.
Do you offer D&O?
Ask AIG Multinational / WorldRisk directly. The answer depends on the countries, the entities, the lines and who underwrites the risk.
Do you offer cyber?
Ask AIG Multinational / WorldRisk directly. The answer depends on the countries, the entities, the lines and who underwrites the risk.
Can you arrange business travel cover?
Ask AIG Multinational / WorldRisk directly. The answer depends on the countries, the entities, the lines and who underwrites the risk.
Can you coordinate employee benefits?
Ask AIG Multinational / WorldRisk directly. The answer depends on the countries, the entities, the lines and who underwrites the risk.
Do you handle cargo / transit?
Ask AIG Multinational / WorldRisk directly. The answer depends on the countries, the entities, the lines and who underwrites the risk.
Do you support political violence cover?
Ask AIG Multinational / WorldRisk directly. The answer depends on the countries, the entities, the lines and who underwrites the risk.
Do you arrange kidnap / ransom?
Ask AIG Multinational / WorldRisk directly. The answer depends on the countries, the entities, the lines and who underwrites the risk.
Do you provide risk consulting?
Ask AIG Multinational / WorldRisk directly. The answer depends on the countries, the entities, the lines and who underwrites the risk.
Who manages international claims?
Ask AIG Multinational / WorldRisk directly. The answer depends on the countries, the entities, the lines and who underwrites the risk.
Can you provide consolidated programme reporting?
Ask AIG Multinational / WorldRisk directly. The answer depends on the countries, the entities, the lines and who underwrites the risk.
How are premiums allocated across countries?
Ask AIG Multinational / WorldRisk directly. The answer depends on the countries, the entities, the lines and who underwrites the risk.
Which local entities issue policies?
Ask AIG Multinational / WorldRisk directly. The answer depends on the countries, the entities, the lines and who underwrites the risk.
Which insurers are used?
Ask AIG Multinational / WorldRisk directly. The answer depends on the countries, the entities, the lines and who underwrites the risk.
How are broker fees or commissions structured?
Ask AIG Multinational / WorldRisk directly. The answer depends on the countries, the entities, the lines and who underwrites the risk.
What is the renewal process?
Ask AIG Multinational / WorldRisk directly. The answer depends on the countries, the entities, the lines and who underwrites the risk.
Sources and review
Reviewed 8 October 2026.
- Service page
The provider’s published service description used for this page.
- Provider page
A further public page. It does not mean WiT Access has an agreement.
- Evidence page
Further public material reviewed alongside the service page.
Information is based on publicly available provider information reviewed by WiT Access. Commercial-insurance product availability, programme design, underwriting, pricing, local-policy requirements and geographic capability can change.