Investment platform
Wealthify
Listed for comparison
Wealthify is a digital managed-investment platform. New accounts are mainly for UK residents. Channel Islands residents can open a general investment account. Moving abroad may restrict contributions or continued service, depending on the destination.
At a glance
- Platform type
- Digital managed platform
- International fit
- Primarily UK
- Account types
- ISA, General investment account, Junior ISA, Pension
- Investment range
- Managed portfolios
- Multi-currency
- No – not positioned as a multi-currency dealing platform
- Fractional investing
- Not relevant to the managed proposition
- Managed option
- Yes – the core proposition is managed portfolios
- Fee transparency
- High
- Primary audience
- UK investors, including some overseas circumstances
WiT Access reviewed 6 October 2026.
Who the platform may suit
The published audience is UK investors, including some overseas circumstances. That describes the proposition. It is not a view on whether the platform is suitable for you.
Account eligibility
New accounts are mainly for UK residents. Channel Islands residents can open a general investment account. Moving abroad may restrict contributions or continued service, depending on the destination. Opening an account, adding money and using a particular product can each depend on the country of residence and the regulated entity.
Can the platform continue to serve you if you move country?
The customer agreement says moving abroad can restrict further investment and, in some cases, the service itself.
New accounts are mainly for UK residents. Channel Islands residents can open a general investment account. Moving abroad may restrict contributions or continued service, depending on the destination.
Confirm current eligibility, contribution rules and product access with the provider before you move. Availability depends on the regulated entity serving your country of residence.
Investment range
- Managed portfolios
Underlying portfolios are diversified; the platform is UK-centric.
Account types
- ISA
- General investment account
- Junior ISA
- Pension
UK tax wrappers, where they are listed, are products of the UK tax system. Confirm whether you can open or contribute to one from your country of residence.
Multi-currency capability
No – not positioned as a multi-currency dealing platform.
Fractional investing
Not relevant to the managed proposition.
Managed or self-directed
Yes – the core proposition is managed portfolios.
The published service model is: Digital managed-investment platform.
Fees and charges
Fees are publicly available from the provider. Check the current schedule for account charges, trading fees, FX costs, fund charges and transfer fees.
Public fee information was described as high when this page was reviewed. That describes whether charges are published. It is not a rating of cost.
Portability after moving
The customer agreement says moving abroad can restrict further investment and, in some cases, the service itself.
Ask whether holdings can move in specie, whether a sale would be required, and whether an exit or transfer fee applies. Confirm the answer for your destination country.
Important limitations
New accounts are mainly for UK residents. Channel Islands residents can open a general investment account. Moving abroad may restrict contributions or continued service, depending on the destination.
The customer agreement says moving abroad can restrict further investment and, in some cases, the service itself.
Questions to ask
Can I open an account from my current country of residence?
Confirm the current answer with Wealthify. It depends on your country of residence and the entity that would hold the account.
What happens if I move country?
Confirm the current answer with Wealthify. It depends on your country of residence and the entity that would hold the account.
Which legal entity will hold my account?
Confirm the current answer with Wealthify. It depends on your country of residence and the entity that would hold the account.
Which assets can I hold?
Confirm the current answer with Wealthify. It depends on your country of residence and the entity that would hold the account.
Can I hold multiple currencies?
Confirm the current answer with Wealthify. It depends on your country of residence and the entity that would hold the account.
What FX charges apply?
Confirm the current answer with Wealthify. It depends on your country of residence and the entity that would hold the account.
Are fractional shares available?
Confirm the current answer with Wealthify. It depends on your country of residence and the entity that would hold the account.
Which tax wrappers can I use?
Confirm the current answer with Wealthify. It depends on your country of residence and the entity that would hold the account.
Can I transfer investments in specie?
Confirm the current answer with Wealthify. It depends on your country of residence and the entity that would hold the account.
Are exit or transfer fees charged?
Confirm the current answer with Wealthify. It depends on your country of residence and the entity that would hold the account.
Is custody separate from the platform entity?
Confirm the current answer with Wealthify. It depends on your country of residence and the entity that would hold the account.
What investor-protection regime applies?
Confirm the current answer with Wealthify. It depends on your country of residence and the entity that would hold the account.
Which products become unavailable if I move?
Confirm the current answer with Wealthify. It depends on your country of residence and the entity that would hold the account.
Regulatory and jurisdiction note
Investment-platform availability and investor protections depend on the regulated entity serving your account and your country of residence.
Sources and review
Information is based on publicly available provider information reviewed by WiT Access on 6 October 2026. Fees, eligibility, products and residency rules can change.