Provider profile
Monese
Digital money account / EMI
A digital money account for supported UK and EU markets. It is not a traditional bank account.
Profile summary
- Provider model
- Multi-currency payment account
- Primary audience
- Mobile users in supported UK and EU markets.
- Pricing
- Confirm directly
- Eligibility
- Depends on residence
Coverage
Why WiT Access covers this provider
WiT Access includes Monese in its international bank accounts comparison because a digital money account for supported UK and EU markets. It is not a traditional bank account. It is set beside other providers on account type, currencies, payments and residence limits.
At a glance
- Provider type
- Multi-currency payment account
- Primary service
- International bank accounts
- Client type
- Mobile users in supported UK and EU markets.
- Legal form
- E-money institution
- Featured service areas
- International bank accounts, Multi-currency accounts
- Official website
- www.monese.com
- Last reviewed
- 6 October 2026
Profile
Monese is listed as a digital money account / EMI. A digital money account for supported UK and EU markets. It is not a traditional bank account. E-money institution.
Multi-currency capabilities across supported account currencies. Not publicly stated as a conversion price. Check the current tariff. A card is described.
UK and EU focused. Confirm what happens if you move outside that footprint. Check the provider’s current tariff before opening an account.
Monese appears in International bank accounts: Compare international account access, currencies and residence limits. Multi-currency accounts: Compare multi-currency accounts, local details and conversion costs.
Who it may be relevant to
- May be relevant to mobile users in supported UK and EU markets.
How the service works
- Account type
- E-money institution
- Availability
- Regional proposition
International considerations
- Residence
- Regional proposition
- Moving country
- UK and EU focused. Confirm what happens if you move outside that footprint.
- Legal entity
- E-money institution
- Currency
- Multi-currency capabilities across supported account currencies.
Notable characteristics
- Multi-currency payment account
- Recorded audience: Mobile users in supported UK and EU markets
Questions to confirm
- Can I open this account where I live?
- Which legal entity would hold the account?
- Is this a bank account or a payment account?
- Which currencies can be held, received and sent?
- Which deposit-protection or safeguarding regime applies?
- What happens to the account if I move country?
Comparisons
Featured across WiT Access
Service area
International bank accounts
Compare international account access, currencies and residence limits.
View comparisonService area
Multi-currency accounts
Compare multi-currency accounts, local details and conversion costs.
View comparison
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Related guides and tools
International bank accounts
Accounts compared for people who bank across borders.
Bank accounts before moving abroad
What to look at in an account before a move.
How multi-currency accounts work
Holding, receiving and converting more than one currency.
Currency converter
Convert an amount at a rate you enter.
Sources and review
- Official website
- www.monese.com/monese-referral-program-terms-and-conditions
- www.monese.com/features/invite-and-earn
- International bank accounts comparison
- Multi-currency accounts comparison
Last reviewed: 6 October 2026
This profile is based on public provider information reviewed by WiT Access. Product availability, fees, eligibility and regulatory arrangements can change.
WiT Access provides general information and comparison resources. This profile is not a personal recommendation or suitability assessment. Availability, pricing, eligibility and regulatory arrangements should be confirmed directly with the provider.