Worldwide Property Company

Worldwide Property Company is an international property and mortgage brokerage. It is not only a finance broker, and it is not a bank. Property sourcing and mortgage arrangement should be treated as separate roles.

A broker may compare multiple lenders. A direct bank offers its own products. A specialist lender may serve a narrower but more complex segment.

Worldwide Property Company may be relevant to International second-home buyers, investors and HNW purchasers.

France, Spain, Portugal and Mauritius are the property markets named. Private-bank access is also highlighted in Monaco, Switzerland and Luxembourg. Confirm which market, and whether the instruction is a property search or a finance instruction.

International buyers from the UK, the EU, the US, the UAE and beyond are described. “Beyond” is not a list of accepted countries.

Residential and investment purchases are both described. The stated audience includes second-home buyers.

Criteria can differ for a home, a second home, an investment, and commercial or development property. Only the purposes named above come from this provider’s published material.

Foreign-currency income is described as strong for international profiles. Acceptance is still the lender’s.

Salary paid abroad, income in more than one currency, and a loan in a different currency can be stress-tested differently from local income. This page does not set out a lender’s formula. Exchange rates can change the real cost of repayments.

Complex and self-employed income are described as strong.

Self-employed applicants, directors, partnership income, rent, bonus or commission, and investment income are separate questions. Ask which of them this provider will put to a lender.

Private-bank routes are described as strong, with finance from €1 million highlighted. Confirm the current threshold. It is not an offer, and it is not a loan-to-value.

A larger loan, a private-bank relationship or assets under management can change the conversation. Assets do not automatically secure finance.

Bridging, renovation and refinancing options are highlighted. Development finance and commercial property lending are not named as core products.

Bridging is short-term funding and needs an exit. Development funds construction or a substantial rebuild. Commercial finance is secured on business or investment property. Refinance replaces or restructures existing debt. Only the items named for this provider are taken from its published material.

The firm both sources property and arranges finance. Those are different instructions. A property introduction is not a mortgage offer.

Finance terms are case specific. Request a written illustration. This page does not state a rate.

Costs can include a broker fee, a lender arrangement fee, valuation, legal fees, bank administration, mortgage registration, bridging interest, an exit or commitment fee, currency conversion and insurance where it is required. Request a written fee schedule and illustration before proceeding.

• Identity

  Passport or other identification.

• Residence

  Evidence of address and of where you currently live.

• Income

  Payslips, company accounts, tax returns or investment income, depending on the case.

• Assets

  Bank or investment statements, particularly for high-value or private-bank cases.

• Property

  Purchase documents, a valuation and information about the property.

• Source of funds

  Where the deposit came from, and the wider financial background.

• Existing debt

  Other mortgages and liabilities.

Exact requirements vary by lender, property and jurisdiction. WiT Access does not collect these documents.