International Private Finance

International Private Finance is a specialist international mortgage broker. It is not a bank. A public partner route exists. That does not mean WiT Access has an agreement. Destination coverage is not unlimited.

A broker may compare multiple lenders. A direct bank offers its own products. A specialist lender may serve a narrower but more complex segment.

International Private Finance may be relevant to Non-resident buyers, expats and international property buyers.

The published model is an international, destination-specific lender network, with Europe described as a core strength. Exact coverage is confirmed per case. This is not a fixed country list.

A broad international non-resident client base is described. Lender eligibility still varies by destination.

Residential, second-home and investment scenarios are described.

Criteria can differ for a home, a second home, an investment, and commercial or development property. Only the purposes named above come from this provider’s published material.

Foreign-currency income is described as a strong specialist capability. That is not acceptance of every currency.

Salary paid abroad, income in more than one currency, and a loan in a different currency can be stress-tested differently from local income. This page does not set out a lender’s formula. Exchange rates can change the real cost of repayments.

Complex and self-employed income are described as strong, through a specialist lender network. Underwriting rules are not published here.

Self-employed applicants, directors, partnership income, rent, bonus or commission, and investment income are separate questions. Ask which of them this provider will put to a lender.

High-value finance is described as available. No monetary maximum is stated in the material used here.

A larger loan, a private-bank relationship or assets under management can change the conversation. Assets do not automatically secure finance.

Bridging, development and commercial finance are described as selected specialist cases, to be confirmed case by case. They are not the core published proposition.

Bridging is short-term funding and needs an exit. Development funds construction or a substantial rebuild. Commercial finance is secured on business or investment property. Refinance replaces or restructures existing debt. Only the items named for this provider are taken from its published material.

This is a broker. It arranges finance from lenders. It does not lend its own money.

Fees are case specific. Request a written schedule. This page does not state a rate or a loan-to-value.

Costs can include a broker fee, a lender arrangement fee, valuation, legal fees, bank administration, mortgage registration, bridging interest, an exit or commitment fee, currency conversion and insurance where it is required. Request a written fee schedule and illustration before proceeding.

• Identity

  Passport or other identification.

• Residence

  Evidence of address and of where you currently live.

• Income

  Payslips, company accounts, tax returns or investment income, depending on the case.

• Assets

  Bank or investment statements, particularly for high-value or private-bank cases.

• Property

  Purchase documents, a valuation and information about the property.

• Source of funds

  Where the deposit came from, and the wider financial background.

• Existing debt

  Other mortgages and liabilities.

Exact requirements vary by lender, property and jurisdiction. WiT Access does not collect these documents.