International life insurance provider
Tenzing Pacific Services
Independent expat life insurance broker
Independent broker comparing expat life insurance. Cover, riders and sums assured depend on the insurer in the panel.
At a glance
- Provider type
- Independent expat life insurance broker
- Global reach
- High
- Primary audience
- Globally mobile individuals and families, especially clients connected to Asia
- Cover type
- Multi-provider comparison
- Portability
- Strong expat focus
- Beneficiary flexibility
- Insurer dependent
- Currency options
- Insurer dependent
- Policy type
- Product dependent
- Critical illness / riders
- Carrier dependent
- Underwriting
- Insurer dependent
- Individual / group
- Individual and group
- High-sum capability
- Panel dependent
- How to buy
- Broker
- Claims / servicing
- Broker support
- Pricing model
- Quotation based
What type of life insurance provider is this?
An independent broker that compares life insurance from other providers. Tenzing Pacific does not underwrite the policy. The provider model affects which policies can be compared, who gives advice and which insurer ultimately underwrites the risk.
Who it may suit
Tenzing Pacific Services may be relevant to globally mobile individuals and families, especially clients connected to Asia.
Where is the cover designed to be used?
High. This page does not say the same policy can be bought in every country.
Cover type
Broker comparison of expat life insurance from multiple providers.
Can the policy continue after relocation?
Strong broker focus on globally mobile protection. Tell the insurer if you change residence. Premiums, servicing and the issuing entity can change. A policy that continues is not the same thing as a new application being accepted in the new country.
Beneficiary options
Depends on the insurer and the product. A named beneficiary, payment through an estate, or ownership through a trust are different arrangements. Do not change ownership or beneficiaries for tax reasons without qualified legal and tax advice.
Policy and benefit currency
Depends on the insurer and the product. Premium currency and benefit currency can differ from the currency a family spends. This page does not list currencies unless the provider states them.
Policy type
Multi-provider comparison. Term or whole-of-life depends on the available product. Term cover is for a defined period. Whole-of-life or permanent cover is designed differently. They should not be compared on premium alone.
Critical illness and additional benefits
Depends on the insurer and the product. A condition qualifies only if it meets the policy definition. This page does not say every rider is included.
How underwriting works
Underwriting applies and is insurer dependent. Age, health, occupation, residence, travel and the sum assured can change the terms. Nothing here is an acceptance.
Individual and group cover
Individual and business or group services.
High-value life insurance
Available subject to the insurer panel. This page does not publish a maximum sum assured. A larger sum assured does not guarantee acceptance.
How to buy
Broker.
Claims and ongoing servicing
Broker support. This page does not say a claim will be paid.
What changes a life insurance premium?
Pricing: Quotation based. This page does not publish a premium.
- Age
- Health
- Sum assured
- Term
- Residence
- Occupation
- Smoking
- Riders
- Currency
- Underwriting
Questions to ask
Ask Tenzing Pacific Services directly. This page does not answer these for a particular person.
Which countries can residents apply from?
Ask Tenzing Pacific Services directly. The answer depends on residence, the product and the insurer that underwrites it.
Can my policy remain in force if I move?
Ask Tenzing Pacific Services directly. The answer depends on residence, the product and the insurer that underwrites it.
Can I buy the same cover after relocating?
Ask Tenzing Pacific Services directly. The answer depends on residence, the product and the insurer that underwrites it.
Is the policy term or whole-of-life?
Ask Tenzing Pacific Services directly. The answer depends on residence, the product and the insurer that underwrites it.
Can I choose beneficiaries?
Ask Tenzing Pacific Services directly. The answer depends on residence, the product and the insurer that underwrites it.
Can beneficiaries live in another country?
Ask Tenzing Pacific Services directly. The answer depends on residence, the product and the insurer that underwrites it.
Can the policy be owned by a trust?
Ask Tenzing Pacific Services directly. The answer depends on residence, the product and the insurer that underwrites it.
Which currencies are available?
Ask Tenzing Pacific Services directly. The answer depends on residence, the product and the insurer that underwrites it.
Is critical illness available?
Ask Tenzing Pacific Services directly. The answer depends on residence, the product and the insurer that underwrites it.
Is disability cover available?
Ask Tenzing Pacific Services directly. The answer depends on residence, the product and the insurer that underwrites it.
What medical underwriting is required?
Ask Tenzing Pacific Services directly. The answer depends on residence, the product and the insurer that underwrites it.
Can you insure high sums?
Ask Tenzing Pacific Services directly. The answer depends on residence, the product and the insurer that underwrites it.
Are there occupation restrictions?
Ask Tenzing Pacific Services directly. The answer depends on residence, the product and the insurer that underwrites it.
Are there travel restrictions?
Ask Tenzing Pacific Services directly. The answer depends on residence, the product and the insurer that underwrites it.
Which insurer underwrites the policy?
Ask Tenzing Pacific Services directly. The answer depends on residence, the product and the insurer that underwrites it.
Which legal entity issues the policy?
Ask Tenzing Pacific Services directly. The answer depends on residence, the product and the insurer that underwrites it.
Do you sell directly or through brokers?
Ask Tenzing Pacific Services directly. The answer depends on residence, the product and the insurer that underwrites it.
Who helps with a claim?
Ask Tenzing Pacific Services directly. The answer depends on residence, the product and the insurer that underwrites it.
Can premiums change?
Ask Tenzing Pacific Services directly. The answer depends on residence, the product and the insurer that underwrites it.
Are there exclusions I should understand?
Ask Tenzing Pacific Services directly. The answer depends on residence, the product and the insurer that underwrites it.
What happens if I stop paying premiums?
Ask Tenzing Pacific Services directly. The answer depends on residence, the product and the insurer that underwrites it.
Sources and review
Reviewed 8 October 2026.
- Service page
The provider’s published service description used for this page.
- Provider page
A further public page from the provider. It does not mean WiT Access has an agreement.
Information is based on publicly available provider information reviewed by WiT Access. Policy availability, underwriting, benefit limits, portability, premiums, claims terms and geographic eligibility can change.