International life insurance provider
Allianz Partners
International life and disability insurer / benefits provider
International life and disability benefits, with a particularly strong group proposition and intermediary distribution.
At a glance
- Provider type
- International life and disability insurer / benefits provider
- Global reach
- Very high
- Primary audience
- International employers, groups, and individuals through selected distribution channels and intermediaries
- Cover type
- Life and disability
- Portability
- Product dependent
- Beneficiary flexibility
- Product dependent
- Currency options
- Product dependent
- Policy type
- Product dependent
- Critical illness / riders
- Critical illness available
- Underwriting
- Underwriting applies
- Individual / group
- Individual and group
- High-sum capability
- Case dependent
- How to buy
- Intermediary-led
- Claims / servicing
- Global administration
- Pricing model
- Quotation based
What type of life insurance provider is this?
An international life and disability insurer and benefits provider. Distribution is intermediary-led. This is not a simple retail term-life service. The provider model affects which policies can be compared, who gives advice and which insurer ultimately underwrites the risk.
Who it may suit
Allianz Partners may be relevant to international employers, groups, and individuals through selected distribution channels and intermediaries.
Where is the cover designed to be used?
Very high. This page does not say the same policy can be bought in every country.
Cover type
International life and disability.
Can the policy continue after relocation?
International. Continuation depends on the product and local regulation. Tell the insurer if you change residence. Premiums, servicing and the issuing entity can change. A policy that continues is not the same thing as a new application being accepted in the new country.
Beneficiary options
Product dependent. A named beneficiary, payment through an estate, or ownership through a trust are different arrangements. Do not change ownership or beneficiaries for tax reasons without qualified legal and tax advice.
Policy and benefit currency
Product dependent. Premium currency and benefit currency can differ from the currency a family spends. This page does not list currencies unless the provider states them.
Policy type
Primarily protection and benefits solutions. The policy type is product dependent. Term cover is for a defined period. Whole-of-life or permanent cover is designed differently. They should not be compared on premium alone.
Critical illness and additional benefits
Critical illness and disability solutions are available. A condition qualifies only if it meets the policy definition. This page does not say every rider is included.
How underwriting works
Underwriting applies. It can depend on group size and the product. Age, health, occupation, residence, travel and the sum assured can change the terms. Nothing here is an acceptance.
Individual and group cover
Both. The life proposition is particularly strong for groups and benefits.
High-value life insurance
Case dependent. This page does not publish a maximum sum assured. A larger sum assured does not guarantee acceptance.
How to buy
Intermediary-led and partner channels.
Claims and ongoing servicing
Global administration and servicing. This page does not say a claim will be paid.
What changes a life insurance premium?
Pricing: Quotation based. This page does not publish a premium.
- Age
- Health
- Sum assured
- Term
- Residence
- Occupation
- Smoking
- Riders
- Currency
- Underwriting
Questions to ask
Ask Allianz Partners directly. This page does not answer these for a particular person.
Which countries can residents apply from?
Ask Allianz Partners directly. The answer depends on residence, the product and the insurer that underwrites it.
Can my policy remain in force if I move?
Ask Allianz Partners directly. The answer depends on residence, the product and the insurer that underwrites it.
Can I buy the same cover after relocating?
Ask Allianz Partners directly. The answer depends on residence, the product and the insurer that underwrites it.
Is the policy term or whole-of-life?
Ask Allianz Partners directly. The answer depends on residence, the product and the insurer that underwrites it.
Can I choose beneficiaries?
Ask Allianz Partners directly. The answer depends on residence, the product and the insurer that underwrites it.
Can beneficiaries live in another country?
Ask Allianz Partners directly. The answer depends on residence, the product and the insurer that underwrites it.
Can the policy be owned by a trust?
Ask Allianz Partners directly. The answer depends on residence, the product and the insurer that underwrites it.
Which currencies are available?
Ask Allianz Partners directly. The answer depends on residence, the product and the insurer that underwrites it.
Is critical illness available?
Ask Allianz Partners directly. The answer depends on residence, the product and the insurer that underwrites it.
Is disability cover available?
Ask Allianz Partners directly. The answer depends on residence, the product and the insurer that underwrites it.
What medical underwriting is required?
Ask Allianz Partners directly. The answer depends on residence, the product and the insurer that underwrites it.
Can you insure high sums?
Ask Allianz Partners directly. The answer depends on residence, the product and the insurer that underwrites it.
Are there occupation restrictions?
Ask Allianz Partners directly. The answer depends on residence, the product and the insurer that underwrites it.
Are there travel restrictions?
Ask Allianz Partners directly. The answer depends on residence, the product and the insurer that underwrites it.
Which insurer underwrites the policy?
Ask Allianz Partners directly. The answer depends on residence, the product and the insurer that underwrites it.
Which legal entity issues the policy?
Ask Allianz Partners directly. The answer depends on residence, the product and the insurer that underwrites it.
Do you sell directly or through brokers?
Ask Allianz Partners directly. The answer depends on residence, the product and the insurer that underwrites it.
Who helps with a claim?
Ask Allianz Partners directly. The answer depends on residence, the product and the insurer that underwrites it.
Can premiums change?
Ask Allianz Partners directly. The answer depends on residence, the product and the insurer that underwrites it.
Are there exclusions I should understand?
Ask Allianz Partners directly. The answer depends on residence, the product and the insurer that underwrites it.
What happens if I stop paying premiums?
Ask Allianz Partners directly. The answer depends on residence, the product and the insurer that underwrites it.
Sources and review
Reviewed 8 October 2026.
- Service page
The provider’s published service description used for this page.
- Provider page
A further public page from the provider. It does not mean WiT Access has an agreement.
- Evidence page
Further public material reviewed alongside the service page.
Information is based on publicly available provider information reviewed by WiT Access. Policy availability, underwriting, benefit limits, portability, premiums, claims terms and geographic eligibility can change.