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WiT Access

International banking provider

Revolut

Digital bank

A digital banking and multi-currency app. Whether the account is a bank account or an e-money account depends on the country and the entity. Listed for comparison.

Revolut logo

At a glance

Provider type
Digital banking / multi-currency financial app
Legal status
Banking entity varies by country
Global / regional reach
Multiple countries and regions. The product entity and the features vary by residence.
Currencies
Personal users can hold and exchange numerous currencies. A US help page lists 25+ supported holding currencies.
Account model
Digital bank account
International payments
Cards, bank transfers, FX, and local or international payments. The feature set varies by market.
Minimum / eligibility
Free and paid plans, depending on the market.
Protection
The banking or e-money entity varies by country. Protection disclosures have to be read for that market.

Provider type

Digital banking / multi-currency financial app.

Account type: Digital bank account.

Is this a bank?

Some international finance providers are banks. Others are payment institutions or e-money institutions. That distinction can affect how customer money is held, protected and regulated.

Legal status: Banking entity varies by country.

The banking or e-money entity varies by country. Protection disclosures have to be read for that market.

Who it may suit

A digital international banking proposition, where the local entity offers it. That describes the published focus. It is not a view on whether this provider is suitable for you.

Where is the account available?

Multiple countries and regions. The product entity and the features vary by residence.

Availability: Confirm by residence.

Your country of residence can affect account opening, products, currencies and the legal entity that serves you.

Account and product model

A digital banking and multi-currency app. Whether the account is a bank account or an e-money account depends on the country and the entity.

Digital bank account. Banking entity varies by country.

Which currencies can you hold?

Personal users can hold and exchange numerous currencies. A US help page lists 25+ supported holding currencies.

Where the reviewed material does not list every currency for your country, treat the list as market dependent and confirm it before you rely on it.

Sending and receiving money

Cards, bank transfers, FX, and local or international payments. The feature set varies by market.

Local account details: Market-specific. Account details depend on the country and the currency.

Card access: Cards are part of the described feature set.

FX and currency conversion

Plan and feature fees are published by market. FX pricing depends on the plan and the market.

What does it cost?

Plan and feature fees are published by market. Check the plan that applies where you live.

Free and paid plans, depending on the market.

Check the provider’s current tariff before opening an account. A published minimum is not the full price of transfers, cards or FX.

How is your money protected?

The banking or e-money entity varies by country. Protection disclosures have to be read for that market.

Protection depends on the provider’s legal entity, where the account is booked and the applicable jurisdiction. Safeguarding and bank deposit protection are different legal frameworks.

What happens if you move country?

The entity and the features vary by residence. The entity may change if you move.

An account may remain open, move to another entity, lose some services, or need to be replaced. Eligibility can change with residence. Confirm the outcome before you move.

Questions to ask

Can I open this account where I live?

Confirm the current answer with Revolut. It depends on the legal entity, your residence and the product.

Which legal entity would hold my account?

Confirm the current answer with Revolut. It depends on the legal entity, your residence and the product.

Is this a bank account or payment account?

Confirm the current answer with Revolut. It depends on the legal entity, your residence and the product.

Which deposit-protection or safeguarding regime applies?

Confirm the current answer with Revolut. It depends on the legal entity, your residence and the product.

Which currencies can I hold?

Confirm the current answer with Revolut. It depends on the legal entity, your residence and the product.

Can I receive salary or pension payments?

Confirm the current answer with Revolut. It depends on the legal entity, your residence and the product.

Are local account details available?

Confirm the current answer with Revolut. It depends on the legal entity, your residence and the product.

What international transfer fees apply?

Confirm the current answer with Revolut. It depends on the legal entity, your residence and the product.

How is FX priced?

Confirm the current answer with Revolut. It depends on the legal entity, your residence and the product.

Are there minimum balance requirements?

Confirm the current answer with Revolut. It depends on the legal entity, your residence and the product.

What happens if I move country?

Confirm the current answer with Revolut. It depends on the legal entity, your residence and the product.

Can I keep the account if my tax residence changes?

Confirm the current answer with Revolut. It depends on the legal entity, your residence and the product.

Are there limits on international transfers?

Confirm the current answer with Revolut. It depends on the legal entity, your residence and the product.

Can I use the card abroad?

Confirm the current answer with Revolut. It depends on the legal entity, your residence and the product.

What documents are needed to open the account?

Confirm the current answer with Revolut. It depends on the legal entity, your residence and the product.

Sources and review

Information is based on publicly available provider information reviewed by WiT Access. Products, fees, currencies and country eligibility can change. Reviewed 6 October 2026.

WiT Access provides general information and comparison resources. Nothing on this page constitutes financial, tax or legal advice.

Request an introduction

This form asks WiT Access to pass an enquiry about Revolut. It does not mean a formal introducer agreement is in place, and it is not a paid referral. It does not mean the provider can open an account where you live.

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