International banking provider
OCBC
Singapore bank
A Singapore account plus a Global Savings Account, including a remote route for selected passport holders who are planning to relocate. Listed for comparison.
At a glance
- Provider type
- Singapore bank with foreigner / multi-currency accounts
- Legal status
- Bank
- Global / regional reach
- Singapore-focused. Remote pre-arrival onboarding is described for selected passport holders planning to relocate.
- Currencies
- The Global Savings Account supports up to 10 major currencies.
- Account model
- Bank account
- International payments
- Debit-card spending, cross-border payments, transfers and FX tools.
- Minimum / eligibility
- Global Savings has currency-specific initial-deposit thresholds. A local statement account is bundled for eligible remote applicants. The workbook does not give a single threshold figure.
- Protection
- Singapore-regulated bank. Foreign applicants need an eligible passport or pass, depending on the onboarding route.
Provider type
Singapore bank with foreigner / multi-currency accounts.
Account type: Bank account.
Is this a bank?
Some international finance providers are banks. Others are payment institutions or e-money institutions. That distinction can affect how customer money is held, protected and regulated.
Legal status: Bank.
Singapore-regulated bank. Foreign applicants need an eligible passport or pass, depending on the onboarding route.
Who it may suit
A Singapore account plus multi-currency savings, including for some people opening before they arrive. That describes the published focus. It is not a view on whether this provider is suitable for you.
Where is the account available?
Singapore-focused. Remote pre-arrival onboarding is described for selected passport holders planning to relocate.
Availability: Singapore residents / relocators.
Your country of residence can affect account opening, products, currencies and the legal entity that serves you.
Account and product model
A Singapore account plus a Global Savings Account, including a remote route for selected passport holders who are planning to relocate.
Bank account. Bank.
Which currencies can you hold?
The Global Savings Account supports up to 10 major currencies.
Where the reviewed material does not list every currency for your country, treat the list as market dependent and confirm it before you rely on it.
Sending and receiving money
Debit-card spending, cross-border payments, transfers and FX tools.
Local account details: The Singapore account is the local account. Global Savings is the multi-currency piece.
Card access: Debit-card spending is described.
FX and currency conversion
FX tools are described. Pricing should be taken from the current tariff.
What does it cost?
The currency list, eligibility and fees are published. Check the threshold for the currency you would deposit.
Global Savings has currency-specific initial-deposit thresholds. A local statement account is bundled for eligible remote applicants. The workbook does not give a single threshold figure.
Check the provider’s current tariff before opening an account. A published minimum is not the full price of transfers, cards or FX.
How is your money protected?
Singapore-regulated bank. Foreign applicants need an eligible passport or pass, depending on the onboarding route.
Protection depends on the provider’s legal entity, where the account is booked and the applicable jurisdiction. Safeguarding and bank deposit protection are different legal frameworks.
What happens if you move country?
Built around Singapore, including a pre-arrival route for selected passports. Confirm what remains if you later leave Singapore.
An account may remain open, move to another entity, lose some services, or need to be replaced. Eligibility can change with residence. Confirm the outcome before you move.
Questions to ask
Can I open this account where I live?
Confirm the current answer with OCBC. It depends on the legal entity, your residence and the product.
Which legal entity would hold my account?
Confirm the current answer with OCBC. It depends on the legal entity, your residence and the product.
Is this a bank account or payment account?
Confirm the current answer with OCBC. It depends on the legal entity, your residence and the product.
Which deposit-protection or safeguarding regime applies?
Confirm the current answer with OCBC. It depends on the legal entity, your residence and the product.
Which currencies can I hold?
Confirm the current answer with OCBC. It depends on the legal entity, your residence and the product.
Can I receive salary or pension payments?
Confirm the current answer with OCBC. It depends on the legal entity, your residence and the product.
Are local account details available?
Confirm the current answer with OCBC. It depends on the legal entity, your residence and the product.
What international transfer fees apply?
Confirm the current answer with OCBC. It depends on the legal entity, your residence and the product.
How is FX priced?
Confirm the current answer with OCBC. It depends on the legal entity, your residence and the product.
Are there minimum balance requirements?
Confirm the current answer with OCBC. It depends on the legal entity, your residence and the product.
What happens if I move country?
Confirm the current answer with OCBC. It depends on the legal entity, your residence and the product.
Can I keep the account if my tax residence changes?
Confirm the current answer with OCBC. It depends on the legal entity, your residence and the product.
Are there limits on international transfers?
Confirm the current answer with OCBC. It depends on the legal entity, your residence and the product.
Can I use the card abroad?
Confirm the current answer with OCBC. It depends on the legal entity, your residence and the product.
What documents are needed to open the account?
Confirm the current answer with OCBC. It depends on the legal entity, your residence and the product.
Sources and review
Information is based on publicly available provider information reviewed by WiT Access. Products, fees, currencies and country eligibility can change. Reviewed 6 October 2026.
WiT Access provides general information and comparison resources. Nothing on this page constitutes financial, tax or legal advice.
Request an introduction
This form asks WiT Access to pass an enquiry about OCBC. It does not mean a formal introducer agreement is in place, and it is not a paid referral. It does not mean the provider can open an account where you live.