Multi-currency account provider
Revolut
Digital bank
A digital banking and multi-currency app. Whether the account is a bank account or an e-money account depends on the country and the entity. Listed for comparison.
At a glance
- Provider type
- Digital banking / multi-currency financial app
- Legal status
- Account model varies by country
- Availability
- Confirm by residence
- Account model
- Digital bank account or e-money account
- Currency coverage
- Personal users can hold and exchange numerous currencies. A US help page lists 25+ supported holding currencies.
- Local details
- Not publicly stated as one set of local details. The feature set varies by market.
- FX model
- Plan-dependent. Plan and feature fees are published by market. An allowance is not the same as conversion without a charge.
- Minimum / eligibility
- Free and paid plans, depending on the market.
- Protection / safeguarding
- The banking or e-money entity varies by country. Disclosures have to be read for the market that would serve you.
Is this a bank account?
Multi-currency services can look similar in an app while operating under different legal structures.
Legal status: Account model varies by country.
Bank or e-money account, depending on the country and the entity.
The account can be a bank account or an e-money account, depending on the country and the entity.
Who might use this account?
May be relevant to: Mobile users and frequent cross-border spending. That describes the published focus. It is not a view on whether this account is appropriate for you.
Where it is available
Residence can affect onboarding, the legal entity, the currencies you can use and whether a card is issued.
Multiple countries and regions. The product entity and the features vary by residence.
Availability: Confirm by residence. Confirm current eligibility with the provider.
Which currencies can you hold?
A currency you can transfer is not always a currency you can keep as a balance.
Numerous currencies. A US help page lists 25+ supported holding currencies. That page is a currency source, not a statement of where the account can be opened.
Personal users can hold and exchange numerous currencies. A US help page lists 25+ supported holding currencies.
Which currencies can you receive?
Receiving capability may depend on whether the provider gives you local or international account details.
Not separately stated. Local and international payments are described, and the feature set varies by market.
Do you get local account details?
Not publicly stated as one set of local details. The feature set varies by market.
Sending money internationally
Local and international payments are described. The feature set varies by market.
Cards, bank transfers, FX, and local or international payments. The feature set varies by market.
A transfer can involve your provider, a bank in the middle, and the recipient’s bank. A live price for those charges is not shown here.
How currency conversion is priced
The cost of a conversion can include the quoted rate, a provider fee, a spread, a plan allowance, a weekend or out-of-hours adjustment, and a correspondent-bank charge.
Plan-dependent. Plan and feature fees are published by market. An allowance is not the same as conversion without a charge.
Spending from your currency balances
A multi-currency card may use an existing balance, or convert when the spending currency is not held. Confirm which of those applies.
Cards are part of the described feature set. Which balance is used is not separately stated.
Cards are part of the described feature set.
Receiving salary and regular income
Not publicly stated.
What does the account cost?
The total cost can include a monthly account fee, a plan fee, a conversion, a transfer, an incoming payment, a card, an ATM charge, a minimum-balance charge and a correspondent-bank charge.
Plan and feature fees are published by market. Check the current tariff.
Free and paid plans, depending on the market.
Check the provider’s current tariff before opening an account.
How is customer money protected?
Bank deposit protection and payment or e-money safeguarding are different legal frameworks.
The banking or e-money entity varies by country. Disclosures have to be read for the market that would serve you.
Protection depends on the legal entity serving you and the jurisdiction in which the account is provided.
Will it still work if you move?
The account may continue, the legal entity may change, some currencies or features may stop, the card may be restricted, or a new account may be required.
The entity and the features vary by residence. Confirm what changes if you move.
Questions to ask
Can residents of my country open this account?
Confirm the current answer with Revolut. It depends on the legal entity, your residence and the product.
Is this a bank account or a payment account?
Confirm the current answer with Revolut. It depends on the legal entity, your residence and the product.
Which legal entity serves me?
Confirm the current answer with Revolut. It depends on the legal entity, your residence and the product.
Which currencies can I hold?
Confirm the current answer with Revolut. It depends on the legal entity, your residence and the product.
Which currencies can I receive?
Confirm the current answer with Revolut. It depends on the legal entity, your residence and the product.
Do I receive local account details?
Confirm the current answer with Revolut. It depends on the legal entity, your residence and the product.
Can salary be paid into the account?
Confirm the current answer with Revolut. It depends on the legal entity, your residence and the product.
Can pensions be paid into it?
Confirm the current answer with Revolut. It depends on the legal entity, your residence and the product.
Can I send local payments?
Confirm the current answer with Revolut. It depends on the legal entity, your residence and the product.
Can I send SWIFT transfers?
Confirm the current answer with Revolut. It depends on the legal entity, your residence and the product.
How is FX priced?
Confirm the current answer with Revolut. It depends on the legal entity, your residence and the product.
Are there monthly fees?
Confirm the current answer with Revolut. It depends on the legal entity, your residence and the product.
Are there minimum balance requirements?
Confirm the current answer with Revolut. It depends on the legal entity, your residence and the product.
What card is provided?
Confirm the current answer with Revolut. It depends on the legal entity, your residence and the product.
How does overseas card spending work?
Confirm the current answer with Revolut. It depends on the legal entity, your residence and the product.
What ATM charges apply?
Confirm the current answer with Revolut. It depends on the legal entity, your residence and the product.
Which deposit protection or safeguarding regime applies?
Confirm the current answer with Revolut. It depends on the legal entity, your residence and the product.
Can I keep the account if I move?
Confirm the current answer with Revolut. It depends on the legal entity, your residence and the product.
Do features change after relocation?
Confirm the current answer with Revolut. It depends on the legal entity, your residence and the product.
Sources and review
- Revolut
- Supported currencies for holding
- Publisher programme page. WiT Access has not joined this programme.
Information is based on publicly available provider information reviewed by WiT Access. Currency availability, fees, account eligibility and features can change. Reviewed 6 October 2026.
Request an introduction
This form asks WiT Access to pass an enquiry about Revolut. It does not mean a formal introducer agreement is in place, and it is not a paid referral. It does not mean the provider can open an account where you live.