Multi-currency account provider
OCBC
Multi-currency bank account
A Singapore bank account with a Global Savings Account in up to 10 major currencies, including a remote route for selected passport holders. Listed for comparison.
At a glance
- Provider type
- Singapore bank with foreigner / multi-currency accounts
- Legal status
- Bank
- Availability
- Selected passport holders
- Account model
- Multi-currency bank account
- Currency coverage
- The Global Savings Account supports up to 10 major currencies.
- Local details
- A local statement account is bundled for eligible remote applicants.
- FX model
- FX tools are described. A conversion price is not published here.
- Minimum / eligibility
- Global Savings has currency-specific initial-deposit thresholds. No single figure is stated. A local statement account is bundled for eligible remote applicants.
- Protection / safeguarding
- Singapore-regulated bank. Eligible passport or pass requirements depend on the onboarding route.
Is this a bank account?
Multi-currency services can look similar in an app while operating under different legal structures.
Legal status: Bank.
A Singapore account plus a Global Savings Account.
The reviewed accounts are Singapore bank accounts. Confirm the legal entity for the route you would use.
Who might use this account?
May be relevant to: Selected foreign nationals relocating to Singapore. That describes the published focus. It is not a view on whether this account is appropriate for you.
Where it is available
Residence can affect onboarding, the legal entity, the currencies you can use and whether a card is issued.
Singapore-focused. Remote pre-arrival onboarding is described for selected passport holders planning to relocate.
Availability: Selected passport holders. Confirm current eligibility with the provider.
Which currencies can you hold?
A currency you can transfer is not always a currency you can keep as a balance.
Up to 10 major currencies in the Global Savings Account. The ten currencies are not listed here.
The Global Savings Account supports up to 10 major currencies.
Which currencies can you receive?
Receiving capability may depend on whether the provider gives you local or international account details.
Not separately stated.
Do you get local account details?
A local statement account is bundled for eligible remote applicants.
Sending money internationally
Cross-border payments and transfers.
Debit-card spending, cross-border payments, transfers and FX tools.
A transfer can involve your provider, a bank in the middle, and the recipient’s bank. A live price for those charges is not shown here.
How currency conversion is priced
The cost of a conversion can include the quoted rate, a provider fee, a spread, a plan allowance, a weekend or out-of-hours adjustment, and a correspondent-bank charge.
FX tools are described. A conversion price is not published here.
Spending from your currency balances
A multi-currency card may use an existing balance, or convert when the spending currency is not held. Confirm which of those applies.
Debit-card spending is described. Which balance is used is not separately stated.
Debit card.
Receiving salary and regular income
Not publicly stated.
What does the account cost?
The total cost can include a monthly account fee, a plan fee, a conversion, a transfer, an incoming payment, a card, an ATM charge, a minimum-balance charge and a correspondent-bank charge.
The currency list, eligibility and fees are published. Initial deposits are currency-specific, and no single figure is stated here.
Global Savings has currency-specific initial-deposit thresholds. No single figure is stated. A local statement account is bundled for eligible remote applicants.
Check the provider’s current tariff before opening an account.
How is customer money protected?
Bank deposit protection and payment or e-money safeguarding are different legal frameworks.
Singapore-regulated bank. Eligible passport or pass requirements depend on the onboarding route.
Protection depends on the legal entity serving you and the jurisdiction in which the account is provided.
Will it still work if you move?
The account may continue, the legal entity may change, some currencies or features may stop, the card may be restricted, or a new account may be required.
Remote onboarding is for selected passport holders planning to relocate to Singapore. Confirm what remains if you later leave.
Questions to ask
Can residents of my country open this account?
Confirm the current answer with OCBC. It depends on the legal entity, your residence and the product.
Is this a bank account or a payment account?
Confirm the current answer with OCBC. It depends on the legal entity, your residence and the product.
Which legal entity serves me?
Confirm the current answer with OCBC. It depends on the legal entity, your residence and the product.
Which currencies can I hold?
Confirm the current answer with OCBC. It depends on the legal entity, your residence and the product.
Which currencies can I receive?
Confirm the current answer with OCBC. It depends on the legal entity, your residence and the product.
Do I receive local account details?
Confirm the current answer with OCBC. It depends on the legal entity, your residence and the product.
Can salary be paid into the account?
Confirm the current answer with OCBC. It depends on the legal entity, your residence and the product.
Can pensions be paid into it?
Confirm the current answer with OCBC. It depends on the legal entity, your residence and the product.
Can I send local payments?
Confirm the current answer with OCBC. It depends on the legal entity, your residence and the product.
Can I send SWIFT transfers?
Confirm the current answer with OCBC. It depends on the legal entity, your residence and the product.
How is FX priced?
Confirm the current answer with OCBC. It depends on the legal entity, your residence and the product.
Are there monthly fees?
Confirm the current answer with OCBC. It depends on the legal entity, your residence and the product.
Are there minimum balance requirements?
Confirm the current answer with OCBC. It depends on the legal entity, your residence and the product.
What card is provided?
Confirm the current answer with OCBC. It depends on the legal entity, your residence and the product.
How does overseas card spending work?
Confirm the current answer with OCBC. It depends on the legal entity, your residence and the product.
What ATM charges apply?
Confirm the current answer with OCBC. It depends on the legal entity, your residence and the product.
Which deposit protection or safeguarding regime applies?
Confirm the current answer with OCBC. It depends on the legal entity, your residence and the product.
Can I keep the account if I move?
Confirm the current answer with OCBC. It depends on the legal entity, your residence and the product.
Do features change after relocation?
Confirm the current answer with OCBC. It depends on the legal entity, your residence and the product.
Sources and review
Information is based on publicly available provider information reviewed by WiT Access. Currency availability, fees, account eligibility and features can change. Reviewed 6 October 2026.
Request an introduction
This form asks WiT Access to pass an enquiry about OCBC. It does not mean a formal introducer agreement is in place, and it is not a paid referral. It does not mean the provider can open an account where you live.