International account provider
Standard Bank International
Offshore bank
An international or offshore bank account. Eligibility and the account centre depend on the jurisdiction. Listed for comparison.
At a glance
- Provider type
- Offshore / international bank
- Legal status
- Bank
- Availability
- Confirm by residence
- Account model
- Offshore bank account
- Currencies
- Major currencies including GBP, USD, AUD and EUR.
- International transfers
- International payments, forex, cards and digital banking.
- Minimum / eligibility
- Varies by account and customer location.
- Protection / safeguarding
- Regulated bank. The exact entity and the protection scheme depend on the booking centre.
Is this actually a bank account?
International money-management products can look similar in an app while being legally very different.
Legal status: Bank.
International and offshore bank accounts.
Regulated bank. The exact entity and the protection scheme depend on the booking centre.
Who it may suit
Internationally mobile customers using an offshore bank account. That describes the published focus. It is not a view on whether this account is suitable for you.
Can you open it where you live?
International and offshore clientele. Eligibility and the account centre depend on the jurisdiction.
Availability: Confirm by residence.
Eligibility may depend on residence, nationality, immigration status or local provider entity.
Which entity holds the account?
The provider brand and the legal account entity are not always the same thing.
The exact entity depends on the booking centre. Confirm with the provider.
Account model
International and offshore bank accounts.
Offshore bank account. Bank.
Holding money in different currencies
Being able to send a currency is not always the same as being able to hold a balance in that currency.
Major currencies including GBP, USD, AUD and EUR.
Receiving salary and other payments
Not publicly stated. Confirm with the provider.
Local receiving details: Not publicly stated.
Sending money internationally
International payments, forex, cards and digital banking.
A transfer can involve your provider, a bank in the middle, and the recipient’s bank. The workbook does not publish a live price for those charges.
FX and currency conversion
Forex is part of the described service. Check the published tariff for the conversion.
Cards
Cards are described.
What does the account actually cost?
The total cost can include a monthly account fee, a minimum-balance fee, transfer fees, FX conversion, intermediary bank fees, card charges, ATM charges and a premium plan.
Product detail is published. Some eligibility is account-specific. Check the current tariff.
Varies by account and customer location.
Check the provider’s current tariff before opening an account.
What protection applies?
Bank deposit protection and payment or e-money safeguarding are different legal frameworks.
Regulated bank. The exact entity and the protection scheme depend on the booking centre.
The applicable framework depends on the provider entity and jurisdiction. The protection framework depends on the legal entity serving you and where the account is booked.
Will the account still work if you move?
An account may stay as it is, move to another entity, lose some features, stop taking new money, restrict the card, close, or need a new local account. Eligibility can change with residence.
Eligibility and the account centre depend on the jurisdiction. Confirm before you move.
Questions to ask
Can residents of my country open this account?
Confirm the current answer with Standard Bank International. It depends on the legal entity, your residence and the product.
Is this a bank account or payment account?
Confirm the current answer with Standard Bank International. It depends on the legal entity, your residence and the product.
Which legal entity serves me?
Confirm the current answer with Standard Bank International. It depends on the legal entity, your residence and the product.
Where is the account legally booked?
Confirm the current answer with Standard Bank International. It depends on the legal entity, your residence and the product.
Which protection or safeguarding regime applies?
Confirm the current answer with Standard Bank International. It depends on the legal entity, your residence and the product.
Which currencies can I hold?
Confirm the current answer with Standard Bank International. It depends on the legal entity, your residence and the product.
Which currencies can I receive?
Confirm the current answer with Standard Bank International. It depends on the legal entity, your residence and the product.
Can I receive salary or pension payments?
Confirm the current answer with Standard Bank International. It depends on the legal entity, your residence and the product.
Do I get local account details?
Confirm the current answer with Standard Bank International. It depends on the legal entity, your residence and the product.
Can I make international transfers?
Confirm the current answer with Standard Bank International. It depends on the legal entity, your residence and the product.
What FX margin or conversion fee applies?
Confirm the current answer with Standard Bank International. It depends on the legal entity, your residence and the product.
Are there monthly fees?
Confirm the current answer with Standard Bank International. It depends on the legal entity, your residence and the product.
Is there a minimum balance?
Confirm the current answer with Standard Bank International. It depends on the legal entity, your residence and the product.
What happens if I move country?
Confirm the current answer with Standard Bank International. It depends on the legal entity, your residence and the product.
Can I keep the account after changing tax residence?
Confirm the current answer with Standard Bank International. It depends on the legal entity, your residence and the product.
Are there restrictions for US persons or other nationalities?
Confirm the current answer with Standard Bank International. It depends on the legal entity, your residence and the product.
Can the account hold large balances?
Confirm the current answer with Standard Bank International. It depends on the legal entity, your residence and the product.
Are incoming international transfers charged?
Confirm the current answer with Standard Bank International. It depends on the legal entity, your residence and the product.
Sources and review
Information is based on publicly available provider information reviewed by WiT Access. Account eligibility, fees, currencies and product terms can change. Reviewed 6 October 2026.