International account provider
Revolut
Digital bank
A digital banking and multi-currency app. Whether the account is a bank account or an e-money account depends on the country and the entity. Listed for comparison.
At a glance
- Provider type
- Digital banking / multi-currency financial app
- Legal status
- Account model varies by country
- Availability
- Confirm by residence
- Account model
- Digital bank account
- Currencies
- Personal users can hold and exchange numerous currencies. A US help page lists 25+ supported holding currencies.
- International transfers
- Cards, bank transfers, FX, and local or international payments. The feature set varies by market.
- Minimum / eligibility
- Free and paid plans, depending on the market.
- Protection / safeguarding
- The banking or e-money entity varies by country. Disclosures have to be read for the market that would serve you.
Is this actually a bank account?
International money-management products can look similar in an app while being legally very different.
Legal status: Account model varies by country.
Bank or e-money account, depending on the country and the entity.
The banking or e-money entity varies by country. Disclosures have to be read for the market that would serve you.
Who it may suit
Mobile users and frequent cross-border spending. That describes the published focus. It is not a view on whether this account is suitable for you.
Can you open it where you live?
Multiple countries and regions. The product entity and the features vary by residence.
Availability: Confirm by residence.
Eligibility may depend on residence, nationality, immigration status or local provider entity.
Which entity holds the account?
The provider brand and the legal account entity are not always the same thing.
The banking or e-money entity varies by country. Confirm which entity would serve you.
Account model
Bank or e-money account, depending on the country and the entity.
Digital bank account. Account model varies by country.
Holding money in different currencies
Being able to send a currency is not always the same as being able to hold a balance in that currency.
Personal users can hold and exchange numerous currencies. A US help page lists 25+ supported holding currencies.
Receiving salary and other payments
Not publicly stated. Confirm with the provider.
Local receiving details: Not publicly stated as one set of local details. The feature set varies by market.
Sending money internationally
Cards, bank transfers, FX, and local or international payments. The feature set varies by market.
A transfer can involve your provider, a bank in the middle, and the recipient’s bank. The workbook does not publish a live price for those charges.
FX and currency conversion
FX is part of the described feature set. Plan and feature fees are published by market.
Cards
Cards are part of the described feature set.
What does the account actually cost?
The total cost can include a monthly account fee, a minimum-balance fee, transfer fees, FX conversion, intermediary bank fees, card charges, ATM charges and a premium plan.
Plan and feature fees are published by market. Check the tariff for the plan and country you would use.
Free and paid plans, depending on the market.
Check the provider’s current tariff before opening an account.
What protection applies?
Bank deposit protection and payment or e-money safeguarding are different legal frameworks.
The banking or e-money entity varies by country. Disclosures have to be read for the market that would serve you.
The applicable framework depends on the provider entity and jurisdiction. The protection framework depends on the legal entity serving you and where the account is booked.
Will the account still work if you move?
An account may stay as it is, move to another entity, lose some features, stop taking new money, restrict the card, close, or need a new local account. Eligibility can change with residence.
The entity and the features vary by residence. Confirm what changes if you move.
Questions to ask
Can residents of my country open this account?
Confirm the current answer with Revolut. It depends on the legal entity, your residence and the product.
Is this a bank account or payment account?
Confirm the current answer with Revolut. It depends on the legal entity, your residence and the product.
Which legal entity serves me?
Confirm the current answer with Revolut. It depends on the legal entity, your residence and the product.
Where is the account legally booked?
Confirm the current answer with Revolut. It depends on the legal entity, your residence and the product.
Which protection or safeguarding regime applies?
Confirm the current answer with Revolut. It depends on the legal entity, your residence and the product.
Which currencies can I hold?
Confirm the current answer with Revolut. It depends on the legal entity, your residence and the product.
Which currencies can I receive?
Confirm the current answer with Revolut. It depends on the legal entity, your residence and the product.
Can I receive salary or pension payments?
Confirm the current answer with Revolut. It depends on the legal entity, your residence and the product.
Do I get local account details?
Confirm the current answer with Revolut. It depends on the legal entity, your residence and the product.
Can I make international transfers?
Confirm the current answer with Revolut. It depends on the legal entity, your residence and the product.
What FX margin or conversion fee applies?
Confirm the current answer with Revolut. It depends on the legal entity, your residence and the product.
Are there monthly fees?
Confirm the current answer with Revolut. It depends on the legal entity, your residence and the product.
Is there a minimum balance?
Confirm the current answer with Revolut. It depends on the legal entity, your residence and the product.
What happens if I move country?
Confirm the current answer with Revolut. It depends on the legal entity, your residence and the product.
Can I keep the account after changing tax residence?
Confirm the current answer with Revolut. It depends on the legal entity, your residence and the product.
Are there restrictions for US persons or other nationalities?
Confirm the current answer with Revolut. It depends on the legal entity, your residence and the product.
Can the account hold large balances?
Confirm the current answer with Revolut. It depends on the legal entity, your residence and the product.
Are incoming international transfers charged?
Confirm the current answer with Revolut. It depends on the legal entity, your residence and the product.
Sources and review
- Revolut
- Supported holding currencies
- Publisher programme page. WiT Access has not joined this programme.
Information is based on publicly available provider information reviewed by WiT Access. Account eligibility, fees, currencies and product terms can change. Reviewed 6 October 2026.