International account provider
NatWest International
Offshore bank
Jersey-booked international accounts for non-UK residents in eligible countries. Listed for comparison.
At a glance
- Provider type
- International / offshore bank
- Legal status
- Bank
- Availability
- Eligible countries only
- Account model
- Offshore current account
- Currencies
- International Select in GBP. Cash Management supports multiple currencies, and fixed deposits in GBP, USD and EUR.
- International transfers
- International transfers, a card, digital banking and FX.
- Minimum / eligibility
- £25,000 minimum relationship balance. International Select has an £8 monthly fee.
- Protection / safeguarding
- Accounts are based in Jersey. Eligible-country restrictions apply.
Is this actually a bank account?
International money-management products can look similar in an app while being legally very different.
Legal status: Bank.
International Select and Cash Management accounts.
Accounts are based in Jersey. Eligible-country restrictions apply.
Who it may suit
Qualifying expats and non-residents. That describes the published focus. It is not a view on whether this account is suitable for you.
Can you open it where you live?
Non-UK residents in eligible countries. Accounts are booked in Jersey.
Availability: Eligible countries only.
Eligibility may depend on residence, nationality, immigration status or local provider entity.
Which entity holds the account?
The provider brand and the legal account entity are not always the same thing.
Accounts are based in Jersey.
Account model
International Select and Cash Management accounts.
Offshore current account. Bank.
Holding money in different currencies
Being able to send a currency is not always the same as being able to hold a balance in that currency.
International Select in GBP. Cash Management supports multiple currencies, and fixed deposits in GBP, USD and EUR.
Receiving salary and other payments
Not publicly stated. Confirm with the provider.
Local receiving details: Not publicly stated. The reviewed material describes Jersey-booked accounts.
Sending money internationally
International transfers, a card, digital banking and FX.
A transfer can involve your provider, a bank in the middle, and the recipient’s bank. The workbook does not publish a live price for those charges.
FX and currency conversion
FX is part of the described service. Check the published tariff for the conversion.
Cards
A card is described.
What does the account actually cost?
The total cost can include a monthly account fee, a minimum-balance fee, transfer fees, FX conversion, intermediary bank fees, card charges, ATM charges and a premium plan.
£25,000 minimum relationship balance. International Select has an £8 monthly fee. Check the current tariff for transfers and FX.
£25,000 minimum relationship balance. International Select has an £8 monthly fee.
Check the provider’s current tariff before opening an account.
What protection applies?
Bank deposit protection and payment or e-money safeguarding are different legal frameworks.
Accounts are based in Jersey. Eligible-country restrictions apply.
The applicable framework depends on the provider entity and jurisdiction. The protection framework depends on the legal entity serving you and where the account is booked.
Will the account still work if you move?
An account may stay as it is, move to another entity, lose some features, stop taking new money, restrict the card, close, or need a new local account. Eligibility can change with residence.
Eligible-country restrictions apply. Confirm the account before you change residence.
Questions to ask
Can residents of my country open this account?
Confirm the current answer with NatWest International. It depends on the legal entity, your residence and the product.
Is this a bank account or payment account?
Confirm the current answer with NatWest International. It depends on the legal entity, your residence and the product.
Which legal entity serves me?
Confirm the current answer with NatWest International. It depends on the legal entity, your residence and the product.
Where is the account legally booked?
Confirm the current answer with NatWest International. It depends on the legal entity, your residence and the product.
Which protection or safeguarding regime applies?
Confirm the current answer with NatWest International. It depends on the legal entity, your residence and the product.
Which currencies can I hold?
Confirm the current answer with NatWest International. It depends on the legal entity, your residence and the product.
Which currencies can I receive?
Confirm the current answer with NatWest International. It depends on the legal entity, your residence and the product.
Can I receive salary or pension payments?
Confirm the current answer with NatWest International. It depends on the legal entity, your residence and the product.
Do I get local account details?
Confirm the current answer with NatWest International. It depends on the legal entity, your residence and the product.
Can I make international transfers?
Confirm the current answer with NatWest International. It depends on the legal entity, your residence and the product.
What FX margin or conversion fee applies?
Confirm the current answer with NatWest International. It depends on the legal entity, your residence and the product.
Are there monthly fees?
Confirm the current answer with NatWest International. It depends on the legal entity, your residence and the product.
Is there a minimum balance?
Confirm the current answer with NatWest International. It depends on the legal entity, your residence and the product.
What happens if I move country?
Confirm the current answer with NatWest International. It depends on the legal entity, your residence and the product.
Can I keep the account after changing tax residence?
Confirm the current answer with NatWest International. It depends on the legal entity, your residence and the product.
Are there restrictions for US persons or other nationalities?
Confirm the current answer with NatWest International. It depends on the legal entity, your residence and the product.
Can the account hold large balances?
Confirm the current answer with NatWest International. It depends on the legal entity, your residence and the product.
Are incoming international transfers charged?
Confirm the current answer with NatWest International. It depends on the legal entity, your residence and the product.
Sources and review
Information is based on publicly available provider information reviewed by WiT Access. Account eligibility, fees, currencies and product terms can change. Reviewed 6 October 2026.