International business account provider

Revolut Business

Digital business banking platform

A digital business banking and payments platform. The legal entity is a bank or a payment or e-money entity depending on the market. Do not treat it as one legal model worldwide.

At a glance

Provider type: Digital business banking / payments platform
Legal model: Bank or payment/e-money entity, depending on the market.
Global reach: Very high
Business eligibility: Businesses in supported markets. The legal entity and the feature set vary by country.
Multi-currency: 25+ to 35+ currencies, depending on the market and the current product.
Local receiving details: Local and global details in key currencies and markets.
International payments: Transfers to 150+ destinations.
Cards: Physical and virtual cards.
Accounting integrations: Xero, QuickBooks, NetSuite and other integrations.
Customer-money model: Bank deposit or e-money safeguarding, depending on the market. Entity-specific. It may be a bank deposit or e-money safeguarding, depending on the market.

What is this provider?

Revolut Business is listed as a digital business banking and payments platform for businesses in supported markets. Cards, approvals, spend controls, expenses and named accounting integrations are part of the public comparison. The legal entity and the feature set vary by country.

Which businesses can open an account?

Businesses in supported markets. The legal entity and the feature set vary by country.

Company requirement: Supported markets. The entity varies by country. A single incorporation list is not stated.

Owner or director residence: Market-dependent. Director residence is not stated as a separate rule.

Sector restrictions and any requirement for a local presence are not stated beyond that eligibility. A published focus is not a decision that your company can open the account.

Where is it available?

Businesses in supported markets. The legal entity and the features change by country, so one global description of where the account can be opened is not available here.

Is this actually a bank account?

Business-finance platforms can provide account details, cards and payment infrastructure while operating under very different legal models.

Entity varies by country

Bank or payment/e-money entity, depending on the market.

Holding and managing currencies

Holding a currency, converting it, receiving it and sending it are separate functions. A currency count on its own does not describe which of those the company can do.

The stated range is 25+ to 35+ currencies, depending on the market and the current product. That range should not be collapsed into one global number. Holding, receiving and sending can differ by market.

25+ to 35+ currencies, depending on the market and the current product.

Getting paid internationally

Local receiving details can make it easier for customers to pay domestically even when your company operates internationally. Those details are not the same as a domestic bank account in that country.

Local and global receiving details in key currencies and markets.

Local and global details in key currencies and markets.

Paying suppliers and contractors

Transfers to 150+ destinations.

Cards and company spending

Physical and virtual cards, approvals, spend controls and expenses are stated. Which of those are included on a given plan is market-specific and is not itemised here.

Business cards: Physical and virtual cards.

Expense management: Approvals, spend controls and expenses.

Accounting and finance integrations

Xero, QuickBooks, NetSuite and other integrations.

What does the account cost?

Check current provider pricing. Monthly plans, payment fees, FX, cards, extra users and local payout fees can all change, and this comparison does not repeat a figure that is not captured here.

Plan-based pricing. Current UK plans start from published monthly tiers. The tier amounts are not repeated here.

How is business money held?

A bank deposit, a partner-bank deposit, safeguarded customer funds and an e-money balance are different legal arrangements. They should not be treated as equivalent.

Bank deposit or e-money safeguarding, depending on the market

Entity-specific. It may be a bank deposit or e-money safeguarding, depending on the market.

Protection depends on the legal entity and jurisdiction serving the business.